6990 E Brainerd Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 6990 E Brainerd Rd, Chattanooga, TN 37421

Property Summary

Property TypeFast Food Restaurant
Details1,377 sqft · built 1985
Lot Size0.298 acres (12,995 sqft)
OwnerCompany Name on Record
Last Sale$161,400 (Jan 2017)
Tax Bill$2,605 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Nov 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN158F E 001.01

Property Details

APN / Parcel Number

Primary APN158F E 001.01
Alternative APN
  • 0000099875

Interior

Stories1 Story
Building Area1,377 sqft Total Area

Exterior

Year BuiltBuilt 1985
Exterior MaterialBrick Veneer
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area12,995 sqft (0.298 acres)
Lot Dimensions115 ft deep x 113 ft wide
Utility Building1,377 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000099875
Old Parcel Number158F E 00101
Street Address6990 E BRAINERD RD
CityCHATTANOOGA
StateTN
Zip37421-3834
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Legal DescriptionLT 1 BLK B CONCORD HEIGHTS REV 41-37
Legal SubdivisionCONCORD HEIGHTS
Legal BlockB
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1005
Census Tract11446

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2772 UPPER RIVER RD NE, CHARLESTON, TN 37310-6020
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2025Deed of Trust, Mortgage · Line of Credit
ANDREW JOHNSON BANK
Nov 25, 2019Loan Modification, Mortgage
ANDREW JOHNSON BK
Jan 10, 2017Warranty Deed, Transfer
BRADLEY S & DEBRA F GRUNER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2017 · Amount on Record
Deed SaleJan 10, 2017 · Amount on Record
Deed Document Number2017011000044
Deed Book / Page10949 / 954
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6990 E BRAINERD RD, CHATTANOOGA, TN 37421-3834
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000025
DateAug 11, 2025
Book Page14009/243
Instrument2025081100025
Lender
NameANDREW JOHNSON BANK
TypeBank
AddressCLEVELAND, TN 37311
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueAug 4, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address6990 E BRAINERD RD, CHATTANOOGA, TN 37421-3834
Document Number1205015896
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6990 E BRAINERD RD CHATTANOOGA TN 374213834, CHATTANOOGA, TN 37421-3834

Mortgage

Document Number1205015896
DateDec 5, 2019
Book Page002644/000233
Instrument191205015896
Lender
NameANDREW JOHNSON BK
TypeBank
AddressGREENEVILLE, TN 37743
Agreement
AmountAmount Recorded

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 10, 2017
Property Address6990 E BRAINERD RD, CHATTANOOGA, TN 37421-3834
Document Number0000000044
Book / Page010949 / 000954
Instrument DateDec 30, 2016
Instrument44
Transaction TypeTransfer
Record UpdatedJan 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$597.18
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2772 UPPER RIVER RD NE CHARLESTON TN 373106020, CHARLESTON, TN 37310-6020

Mortgage

Document Number45,
DateJan 10, 2017
Book Page010949/000956
Instrument45
Lender
NameBRADLEY S & DEBRA F GRUNER
Address272 BASS RD, CHATTANOOGA, TN 37421-3902
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,605.00 (+0.77%)$171,920 (+48.77%)$429,800 (+48.77%) Land $252,900 Building $176,900
2024$2,585.00$115,560 (-)$288,900 (-) Land $174,500 Building $114,400
2023$2,585.00$115,560 (-)$288,900 (-) Land $174,500 Building $114,400
2022$2,585.00$115,560$288,900 Land $174,500 Building $114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims12 (1994–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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