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6978 E Brainerd Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 6978 E Brainerd Rd, Chattanooga, TN 37421 · Last verified January 2026

Property Summary

Property TypeOffice Building
Details2,140 sqft · built 1929
Lot Size0.542 acres (23,625 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (May 2025)
Tax Bill$2,268 (2025)
Deeds & MortgagesMay 2025 Sale
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN158F E 002

Property Details

APN / Parcel Number

Primary APN158F E 002
Alternative APN
  • 0000099876

Interior

Stories1 Story
Building Area2,140 sqft Total Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1975
Exterior MaterialStone
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialShingle
Lot Area23,625 sqft (0.542 acres)
Lot Dimensions189 ft deep x 125 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000099876
Street Address6978 E BRAINERD RD
CityCHATTANOOGA
StateTN
Zip37421-3834
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionPT LTS 3&4 RESUB BLK A PT BLK B CONCORD HEIGHTS PB 15 PG 13 3271 20 03
Legal SubdivisionCONCORD HEIGHTS
Legal BlockA,B
Legal Lot Number3,4 4
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1005
Census Tract11446

Owner

Source: Hamilton County records · APN 158F E 002

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6988 E BRAINERD RD, CHATTANOOGA, TN 37421-3834
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 23, 2025Warranty Deed, Transfer
FIRST CHOICE TITLE, FIRST CHOICE TITLE INC
May 13, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2025 · Amount on Record
Deed SaleMay 23, 2025 · Amount on Record
Prior SaleMay 13, 2020 · Amount on Record
Deed Document Number2025052300161
Deed Book / Page13931 / 235
Record UpdatedJun 08, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 23, 2025
Property Address6978 E BRAINERD RD, CHATTANOOGA, TN 37421-3834
Document Number0000000161
Book / Page13931 / 235
Map ReferenceMB 41 PG 246
Instrument DateMay 22, 2025
Instrument2025052300161
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

AmountAmount Recorded
Tax$4,440.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6988 E BRAINERD RD, CHATTANOOGA, TN 37421-3834

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 13, 2020
Property Address6978 E BRAINERD RD, CHATTANOOGA, TN 37421-3834
Document Number0513000194
Book / Page012000 / 000538
Instrument DateMay 08, 2020
Instrument200513000194
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyFILE FIRST CHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,942.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1120 ENCLAVE RD CHATTANOOGA TN 374155650, CHATTANOOGA, TN 37415-5650

Mortgage

Document Number513000195
DateMay 13, 2020
Book Page012000/000542
Instrument200513000195
Lender
NameFIRST HORIZON BK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 12, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,268.00 (-27.77%)$149,640 (+6.61%)$374,100 (+6.61%) Land $312,600 Building $61,500
2024$3,140.00$140,360 (-)$350,900 (-) Land $269,600 Building $81,300
2023$3,140.00$140,360 (-)$350,900 (-) Land $269,600 Building $81,300
2022$3,140.00$140,360$350,900 Land $269,600 Building $81,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114461, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims12 (1994–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimAug 2025, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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