6990 Duncaster St, Windermere, FL 34786 Property Records

Orange County property record for 6990 Duncaster St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,533 sqft · built 2005
Lot Size	0.162 acres (7,078 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Jan 2019)
Tax Bill	$9,346 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5427-02-200`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5427-02-200`
Alternative APNs	`272324542702200` `146190` `147358` `149479`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,533 sqft Living Area
Gross Area	3,281 sqft
1st Floor Area	1,529 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,078 sqft (0.162 acres)
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6990 DUNCASTER ST
City	WINDERMERE
State	FL
Zip	34786-6630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PH 1 49/108 LOT 220
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 1
Legal Phase	1
Legal Tract	5427
Legal Block	2
Legal Lot Number	220
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1058
Census Tract	17112

Owner

6990 Duncaster St is owned and occupied by two individuals who bought it in January 2019.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6990 DUNCASTER ST, WINDERMERE, FL 34786-6630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Jan 22, 2019	Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE CORP
Jul 2, 2018	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	201941445
Prior Transfer Date	Aug 31, 2010
Prior Transfer Doc	0000539210
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6990 DUNCASTER ST, WINDERMERE, FL 34786-6630
Document Number	0000282081
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6990 DUNCASTER ST WINDERMERE FL 347866630, WINDERMERE, FL 34786-6630

Mortgage

Document Number	0000282081
Date	May 14, 2020
Instrument	282081

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 22, 2019
Property Address	6990 DUNCASTER ST, WINDERMERE, FL 34786-6630
Document Number	0000041445
Map Reference	MB 49 PG 108-118
Instrument Date	Jan 18, 2019
Instrument	20190041445
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6990 DUNCASTER ST, WINDERMERE, FL 34786-6630

Mortgage

Document Number	0000041446
Date	Jan 22, 2019
Instrument	20190041446

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 2, 2018
Property Address	6990 DUNCASTER ST, WINDERMERE, FL 34786-6630
Document Number	0000391166
Instrument Date	Jun 22, 2018
Instrument	391166
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6990 Duncaster St was $9,346, up 79.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,310 (-7.83%) Land $125,000 Building $361,310	$486,310 (-7.83%) Land $125,000 Building $361,310
2025	$9,346.00 (+79.25%) Homeowner's exemption	$527,640 Land $125,000 Building $402,640	$527,640 Land $125,000 Building $402,640
2024	$5,214.00 (+7.55%)
2023	$4,848.00 (+4.06%) Homeowner's exemption	$314,338 (+3%)	$468,145 (+24.88%) Land $110,000 Building $358,145
2022	$4,659.00 Homeowner's exemption	$305,183	$374,884 Land $100,000 Building $274,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6990 Duncaster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6990 Duncaster St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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