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6972 Duncaster St, Windermere, FL 34786 Property Records

Orange County property record for 6972 Duncaster St, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,151 sqft · built 2005
Lot Size0.162 acres (7,066 sqft)
Owner2 Individual Names on File
Last Sale$427,000 (Sep 2021)
Tax Bill$6,289 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-23-27-5427-02-230

Property Details

APN / Parcel Number

Primary APN24-23-27-5427-02-230
Alternative APNs
  • 272324542702230
  • 146193
  • 147363
  • 149482

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,151 sqft Living Area
Gross Area2,865 sqft
1st Floor Area2,151 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,066 sqft (0.162 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address6972 DUNCASTER ST
CityWINDERMERE
StateFL
Zip34786-6630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES OF WINDERMERE PH 1 49/108 LOT 223
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionLAKES OF WINDERMERE PH 1
Legal Phase1
Legal Tract5427
Legal Block2
Legal Lot Number223
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1058
Census Tract17112

Owner

Source: Orange County records · APN 24-23-27-5427-02-230

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6972 DUNCASTER ST, WINDERMERE, FL 34786-6630
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
May 24, 2021Warranty Deed, Transfer
OS NATIONAL LLC
May 24, 2021Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Prior SaleMay 24, 2021 · Amount on Record
Deed Document Number2021591776
Prior Transfer DateJan 11, 2013
Prior Transfer Doc0000037167
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 28, 2021
Property Address6972 DUNCASTER ST, WINDERMERE, FL 34786-6630
Document Number0000591776
Map ReferenceMB 49 PG 108-118
Instrument DateSep 24, 2021
Instrument20210591776
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,989.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6972 DUNCASTER ST, WINDERMERE, FL 34786-6630

Mortgage

Document Number0000591777
DateSep 28, 2021
Instrument20210591777
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 24, 2021
Property Address6972 DUNCASTER ST, WINDERMERE, FL 34786-6630
Document Number20210311532
Map ReferenceMB 49 PG 108-118
Instrument DateMay 14, 2021
Instrument20210311532
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,610.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6972 DUNCASTER ST, 6972, WINDERMERE, FL 34786-6630

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976
InvestorPossibly a Property Investor

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 24, 2021
Property Address6972 DUNCASTER ST, WINDERMERE, FL 34786-6630
Document Number0000311532
Map ReferenceMB 49 PG 108-118
Instrument DateMay 14, 2021
Instrument20210311532
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,610.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6972 DUNCASTER ST, WINDERMERE, FL 34786-6630

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$392,026 (+2.7%)$466,780 (-7.52%) Land $125,000 Building $341,780
2025$6,289.00 (+5.03%) Homeowner's exemption$381,720 (+5.99%)$504,710 (+16.87%) Land $125,000 Building $379,710
2024$5,988.00 (+7.5%)
2023$5,570.00 (+3.88%) Homeowner's exemption$360,157 (+3%)$431,865 (+23.51%) Land $110,000 Building $321,865
2022$5,362.00 Homeowner's exemption$349,667 Land $100,000 Building $249,667$349,667 Land $100,000 Building $249,667

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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