699 Smith Ave, Xenia, OH 45385 Property Records

Greene County property record for 699 Smith Ave, Xenia, OH 45385

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,664 sqft · built 1944
Lot Size	0.219 acres (9,550 sqft)
Owner	Company Name on File
Last Sale	$86,000 (Feb 2020)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M402003049`

Property Details

APN / Parcel Number

Primary APN	`M402003049`
Alternative APN	`M40-0002-0003.0-0049.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,664 sqft Total Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,550 sqft (0.219 acres)
Lot Width	68 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	699 SMITH AVE
City	XENIA
State	OH
Zip	45385-2479
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SHAWNEE VILLAGE 1 ALL LOT 84 699 SMITH AV
Legal Subdivision	SHAWNEE VILLAGE 1
Legal Lot Number	84
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	2
Census Block	2005
Census Tract	240500

Owner

699 Smith Ave, a duplex, is owned by a company that bought it in February 2020.

Source: Greene County records, as of October 2, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 555, XENIA, OH 45385-0555
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS NATIONAL BANK
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK
Feb 12, 2020	Warranty Deed, Transfer · Commercial Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Prior Sale	Nov 9, 1999 · Amount on File
Deed Document Number	20202624
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	699 SMITH AVE, XENIA, OH 45385-2479
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011945
Date	Aug 30, 2023
Instrument	2023011945

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	WASHINGTON COURT HOUSE, OH 43160

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	699 SMITH AVE, XENIA, OH 45385-2479
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021019007
Date	Aug 3, 2021
Instrument	2021019007

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	WASHINGTON COURT HOUSE, OH 43160

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Feb 12, 2020
Property Address	699 SMITH AVE, XENIA, OH 45385-2479
Document Number	0000002624
Map Reference	CAB 31 PG 346B
Instrument Date	Feb 5, 2020
Instrument	2020002624
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	699 SMITH AVE, 699, XENIA, OH 45385-2479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 555, XENIA, OH 45385-0555

Mortgage

Document Number	0000002625
Date	Feb 12, 2020
Instrument	2020002625

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 699 Smith Ave was $1,870.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00	$42,940 Land $9,810 Building $33,130
2023	$1,871.00 (+16.28%)	$42,940 (+35.67%) Land $9,810 Building $33,130	$122,690 Land $28,030 Building $94,660
2022	$1,609.00	$31,650 Land $6,130 Building $25,520
2020			$90,430 Land $17,520 Building $72,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 699 Smith Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 699 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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