698 Smith Ave, Xenia, OH 45385 Property Records

Greene County property record for 698 Smith Ave, Xenia, OH 45385

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,664 sqft · built 1944
Lot Size	0.165 acres (7,216 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (May 2019)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M402003050`

Property Details

APN / Parcel Number

Primary APN	`M402003050`
Alternative APN	`M40-0002-0003.0-0050.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,664 sqft Total Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,216 sqft (0.165 acres)
Lot Width	68 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	698 SMITH AVE
City	XENIA
State	OH
Zip	45385-2481
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SHAWNEE VILLAGE 1 ALL LOT 85 698 SMITH AV
Legal Subdivision	SHAWNEE VILLAGE 1
Legal Lot Number	85
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	2
Census Block	2006
Census Tract	240500

Owner

698 Smith Ave, a duplex, is owned by an individual who bought it in May 2019.

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3125 CRESTMONT LN, 103, BEAVERCREEK, OH 45431-8883
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Deed Document Number	20196471
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	May 8, 2019
Property Address	698 SMITH AVE, XENIA, OH 45385-2481
Document Number	0000006471
Map Reference	VOL 2 PG 269
Instrument Date	Apr 18, 2019
Instrument	2019006471
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 CRESTMONT LN APT 103, 103, BEAVERCREEK, OH 45431-8883

Mortgage

Document Number	0000006472
Date	May 8, 2019
Instrument	2019006472

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 698 Smith Ave was $1,650, down 4.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (-4.51%)	$40,390 (-) Land $8,150 Building $32,240
2024	$1,728.00 (-1.82%)	$40,390 (-) Land $8,150 Building $32,240
2023	$1,760.00 (+17.33%)	$40,390 (+36.87%) Land $8,150 Building $32,240	$115,400 Land $23,280 Building $92,120
2022	$1,500.00	$29,510 Land $5,090 Building $24,420
2020			$84,330 Land $14,550 Building $69,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 698 Smith Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 698 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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