Cook County property record for 699 Elm St, Winnetka, IL 60093
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1962 |
| Lot Size | 0.107 acres (4,652 sqft) |
| Owner | Individual Name on File |
| Last Sale | $489,000 (Sep 2018) |
| Tax Bill | $12,678 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-101-029 |
| Primary APN | 05-21-101-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,469 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Tar & Gravel |
| Lot Area | 4,652 sqft (0.107 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 699 ELM ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2507 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | MCGUIRE & ORRS ARBOR VITAE ROAD |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 800400 |
Source: Cook County records · APN 05-21-101-029
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 699 ELM ST, WINNETKA, IL 60093-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Dec 02, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Oct 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Sep 19, 2018 | Warranty Deed, Transfer LENDERLIVE SETTLEMENT SERVICES LLC |
| Aug 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on Record |
| Deed Sale | Sep 19, 2018 · Amount on Record |
| Prior Sale | May 30, 2007 · Amount on Record |
| Deed Document Number | 201810020 |
| Prior Transfer Date | Oct 04, 2003 |
| Prior Transfer Doc | 0000045204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 699 ELM ST, WINNETKA, IL 60093-2507 |
| Document Number | 2031839020 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 699 ELM ST WINNETKA IL 600932507, WINNETKA, IL 60093-2507 |
| Document Number | 2031839020 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 31839020 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 699 ELM ST, WINNETKA, IL 60093-2507 |
| Document Number | 1935246009 |
| Instrument Date | Dec 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 699 ELM ST WINNETKA IL 600932507, WINNETKA, IL 60093-2507 |
| Document Number | 1935246009 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 35246009 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.01% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 699 ELM ST, WINNETKA, IL 60093-2507 |
| Document Number | 1928417201 |
| Instrument Date | Oct 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 699 ELM ST WINNETKA IL 600932507, WINNETKA, IL 60093-2507 |
| Document Number | 1928417201 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 28417201 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 19, 2018 |
| Property Address | 699 ELM ST, WINNETKA, IL 60093-2507 |
| Document Number | 1826210020 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 26210020 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $489.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 699 ELM ST WINNETKA IL 600932507, WINNETKA, IL 60093-2507 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 699 ELM ST, WINNETKA, IL 60093-2507 |
| Document Number | 1736246048 |
| Instrument Date | Aug 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 699 ELM ST WINNETKA IL 600932507, WINNETKA, IL 60093-2507 |
| Document Number | 1736246048 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 36246048 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,000 (+17.24%) Land $16,747 Building $51,253 | $680,000 (+17.24%) Land $167,470 Building $512,530 | |
| 2023 | $12,678.00 (+6.43%) | ||
| 2022 | $11,912.00 Homeowner's exemption | $58,001 Land $10,001 Building $48,000 | $580,010 Land $100,010 Building $480,000 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2016 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINNETKA serves 12,475 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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