Cook County property record for 615 Elm St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 5.5 ba · 5,635 sqft · built 1898 |
| Lot Size | 0.377 acres (16,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Oct 2022) |
| Tax Bill | $34,934 (2023) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-106-006 |
| Primary APN | 05-21-106-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Stories | 2 Stories |
| Building Area | 5,635 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1899 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,400 sqft (0.377 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 615 ELM ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART W2 BLK16 NW4 S21 T42N R13E 3P |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | VILLAGE WINNETKA |
| Legal Block | 16 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 800400 |
Source: Cook County records · APN 05-21-106-006
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 ELM ST, WINNETKA, IL 60093-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Oct 25, 2022 | Warranty Deed, Transfer |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on Record |
| Deed Sale | Oct 25, 2022 · Amount on Record |
| Prior Sale | Oct 25, 2022 · Amount on Record |
| Deed Document Number | 202228145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 25, 2022 |
| Property Address | 615 ELM ST, WINNETKA, IL 60093-2600 |
| Document Number | 0029828145 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2229828145 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 ELM ST, WINNETKA, IL 60093-2600 |
| Document Number | 0029828146 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2229828146 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 25, 2022 |
| Property Address | 615 ELM ST, WINNETKA, IL 60093-2600 |
| Document Number | 0029828144 |
| Instrument Date | Jun 08, 2022 |
| Instrument | 2229828144 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 ELM ST, WINNETKA, IL 60093-2600 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 615 ELM ST, WINNETKA, IL 60093-2600 |
| Document Number | 1818455021 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 615 ELM ST WINNETKA IL 600932600, WINNETKA, IL 60093-2600 |
| Document Number | 1818455021 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 18455021 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2048 |
| Rate | 4.69% |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $257,500 (+67.21%) Land $44,280 Building $213,220 | $2,575,000 (+67.21%) Land $442,800 Building $2,132,200 | |
| 2023 | $34,934.00 (+3.94%) | ||
| 2022 | $33,611.00 | $154,000 Land $54,120 Building $99,880 | $1,540,000 Land $541,200 Building $998,800 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2016 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 387 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINNETKA serves 12,475 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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