699 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 699 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Office Building
Details	3,736 sqft · built 1909
Lot Size	0.314 acres (13,678 sqft)
Owner	Company Name on Record
Last Sale	$515,000 (Feb 2020)
Tax Bill	$9,834 (2023)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-13-0101`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-13-0101`

Interior

Building Area	3,736 sqft Total Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2018
Construction Type	Wood Frame
Lot Area	13,678 sqft (0.314 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	699 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5004
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	M
Legal Description	SUBDIVISION OF B5 LYMAN DAYTON NELY 10 FT OF LOT 5 & ALL OF LOT 3 & LOT 4 BLK 5
Legal Range	22
Legal Township	29
Legal Section	32
Legal Quarter	1
Quarter-Quarter Section	3
Legal Subdivision	SUBDIVISION OF B5 LYMAN DAYTON
Legal Block	5
Legal Lot Number	3-5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2008
Census Tract	33100

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage TWIN CITIES-METRO CERTIFIED DE
May 19, 2020	Deed of Trust, Mortgage 21ST CENTURY BK
May 19, 2020	Deed of Trust, Mortgage 21ST CENTURY BK
Feb 27, 2020	Warranty Deed, Construction Loan · Line of Credit 21ST CENTURY BK
Feb 25, 2020	Warranty Deed, Construction Loan · Line of Credit 21ST CENTURY BK
Dec 8, 2017	Deed of Trust, Mortgage FLAGSHIP BK/MN
Dec 8, 2017	Deed of Trust, Mortgage FLAGSHIP BK/MN
Dec 20, 2016	Deed of Trust, Mortgage HISTORIC SAINT PAUL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	A04799807
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Document Number	0004815013
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	699 7TH ST E ST PAUL MN 551065004, ST PAUL, MN 55106-5004

Mortgage

Document Number	0004815013
Date	Jun 8, 2020
Instrument	4815013

Lender

Name	TWIN CITIES-METRO CERTIFIED DE
Type	Construction/Development Company
Address	VADNAIS HEIGHTS, MN 55110

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Document Number	0002669114
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	699 7TH ST E ST PAUL MN 551065004, ST PAUL, MN 55106-5004

Mortgage

Document Number	0002669114
Date	Jul 7, 2020
Instrument	2669114

Lender

Name	21ST CENTURY BK
Type	Bank
Address	MINNEAPOLIS, MN 55401

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2045

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Document Number	0004815018
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	699 7TH ST E ST PAUL MN 551065004, ST PAUL, MN 55106-5004

Mortgage

Document Number	0004815018
Date	Jun 8, 2020
Instrument	4815018

Lender

Name	21ST CENTURY BK
Type	Bank
Address	MINNEAPOLIS, MN 55401

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 7, 2045

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 27, 2020
Property Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Document Number	0004799807
Instrument Date	Feb 20, 2020
Instrument	4799807
Transaction Type	Construction Loan
Record Updated	Mar 19, 2020
Title Company	ALL AMERICAN COMMERCIAL TITLE, ALL AMERICAN COM'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,751.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	699 7TH ST E ST PAUL MN 551065004, ST PAUL, MN 55106-5004

Mortgage

Document Number	4799808
Date	Feb 27, 2020
Instrument	4799808

Lender

Name	21ST CENTURY BK
Type	Bank
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2045

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	4799809,
Date	Feb 27, 2020
Instrument	4799809

Lender

Name	21ST CENTURY BK
Type	Bank
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2021

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 25, 2020
Property Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Document Number	0002660047
Instrument Date	Feb 20, 2020
Instrument	2660047
Transaction Type	Construction Loan
Record Updated	Mar 11, 2020
Title Company	ALL AMERICAN COMMERCIAL TITLE, ALL AMERICAN COM'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,751.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	699 7TH ST E ST PAUL MN 551065004, ST PAUL, MN 55106-5004

Mortgage

Document Number	2660049
Date	Feb 25, 2020
Instrument	2660049

Lender

Name	21ST CENTURY BK
Type	Bank
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 24, 2021

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Document Number	0004692966
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 GERVAIS HILLS DR LITTLE CANADA MN 551176039, LITTLE CANADA, MN 55117-6039

Mortgage

Document Number	0004692966
Date	Jan 5, 2018
Instrument	4692966

Lender

Name	FLAGSHIP BK/MN
Type	Bank
Address	ISANTI, MN 55040

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 4, 2038

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Document Number	0002604930
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	WOLTERS KLUWER FINANCIAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 GERVAIS HILLS DR LITTLE CANADA MN 551176039, LITTLE CANADA, MN 55117-6039

Mortgage

Document Number	0002604930
Date	Dec 28, 2017
Instrument	2604930

Lender

Name	FLAGSHIP BK/MN
Type	Bank
Address	ISANTI, MN 55040

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2037

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	699 7TH ST E, SAINT PAUL, MN 55106-5004
Document Number	0004643562
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	May 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	699 7TH ST E ST PAUL MN 55106, ST PAUL, MN 55106

Mortgage

Document Number	0004643562
Date	Jan 20, 2017
Instrument	4643562

Lender

Name	HISTORIC SAINT PAUL
Address	75 5TH ST W # 400, ST PAUL, MN 55102-1414

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,834.00	$492,000 Land $109,600 Building $382,400	$492,000 Land $109,600 Building $382,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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