695 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 695 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Fast Food Restaurant
Details	4,074 sqft · built 1975
Lot Size	0.882 acres (38,415 sqft)
Owner	Company Name on Record
Tax Bill	$46,356 (2025)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-13-0023`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-13-0023`
Alternative APNs	`8391841` `439500`

Interior

Building Area	4,074 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Shed Roof
Lot Area	38,415 sqft (0.882 acres)
Shed	1 Shed
Shed Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	439500
Street Address	695 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5004
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	MARTYS RE OF L9-11B5 LYMAN DA EX NELY 10 FT LOT 5 AND ALL OF LOTS 6 ...SD MARTYS RE LOTS 1 2 AND LOT 3
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	MARTYS RE OF L9-11B5 LYMAN DA
Legal Block	5
Legal Lot Number	1-3,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2008
Census Tract	33100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1400 OPUS PL, 900, DOWNERS GROVE, IL 60515-5762
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Recording Date	Oct 10, 2017
Property Address	695 7TH ST E, SAINT PAUL, MN 55106-5004
Instrument Date	Sep 19, 2017
Instrument	4680441
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4415 HIGHWAY 6 SUGAR LAND TX 774784476, SUGAR LAND, TX 77478-4476

Mortgage

Document Number	0004680441
Date	Oct 10, 2017
Instrument	4680441

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1808 ASTON AVE # 250, CARLSBAD, CA 92008-7315

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 9, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,310,000 (-1.17%) Land $384,200 Building $925,800	$1,310,000 (-1.17%) Land $384,200 Building $925,800
2025	$46,356.00 (+18%)
2023	$39,286.00	$1,325,500 Land $384,200 Building $941,300	$1,325,500 Land $384,200 Building $941,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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