6988 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6988 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,240 sqft · built 2008
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2025)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0761511470`

Property Details

APN / Parcel Number

Primary APN	`0761511470`
Alternative APN	`U1830209CO000040000050`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,240 sqft Heated Area
1st Floor Area	548 sqft
2nd Floor Area	1,096 sqft
Upper Floors Area	144 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0761511470
Street Address	6988 TOWERING SPRUCE DR
City	RIVERVIEW
State	FL
Zip	33578-8865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	OAK CREEK PARCEL 2 UNIT 2A LOT 5 BLOCK 40
Legal Range	20E
Legal Township	30S
Legal Section	18
Legal Subdivision	OAK CREEK PARCEL 2 UNIT 2A
Legal Block	40
Legal Lot Number	5
Legal Unit	2A
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PALM RIVER-GIBSONTON
Census Block Group	3
Census Block	3023
Census Tract	13702

Owner

Source: Hillsborough County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9842 LAUREL LEDGE DR, RIVERVIEW, FL 33569-5596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Nov 4, 2016 · Amount on Record
Deed Document Number	2025510377
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 3, 2025
Property Address	6988 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number	0000510377
Map Reference	MB 113 PG 246-258
Instrument Date	Dec 2, 2025
Instrument	2025510377
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12923 DREAM CATCHER WAY, RIVERVIEW, FL 33579-7056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9842 LAUREL LEDGE DR, RIVERVIEW, FL 33569-5596

Mortgage

Document Number	0000510378
Date	Dec 3, 2025
Instrument	2025510378

Lender

Name	MEADOWBROOK FINCL MTG BANKERS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,526.00 (+8.46%) Homeowner's exemption	$121,935 (+5.99%)	$182,249 (+5.89%) Land $18,225 Building $164,024
2023	$2,329.00 (+2.24%) Homeowner's exemption	$115,048 (+3%)	$172,116 (+10.47%) Land $17,212 Building $154,904
2022	$2,278.00 Homeowner's exemption	$111,697	$155,806 Land $15,581 Building $140,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 208 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	208 in force
Nearby Flood Claims	27 (2008–2024)
Claims Outside the SFHA	15 of 27
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20