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6984 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6984 Towering Spruce Dr, Riverview, FL 33578 · Last verified July 2026

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,240 sqft · built 2008
Lot Size0.025 acres (1,107 sqft)
Owner2 Company Names on File
Last Sale$185,000 (Apr 2026)
Tax Bill$2,627 (2025)
Deeds & MortgagesJun 2026 Transfer
Apr 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN076151-1466

Property Details

APN / Parcel Number

Primary APN076151-1466
Alternative APN
  • U1830209CO000040000030

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
Gross Area1,384 sqft
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,107 sqft (0.025 acres)
PorchOpen Porch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511466
Street Address6984 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 3 BLOCK 40
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block40
Legal Lot Number3
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records · APN 076151-1466

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address10012 WATER WORKS LN, RIVERVIEW, FL 33578-5301
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 21, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 03, 2025Trustee's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Aug 28, 2019Trustee's Deed, Construction Loan · Construction Mortgage
PATRICIA L MELLOR
Aug 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
PATRICIA L WILLETT
Jul 24, 2018Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleNov 03, 2025 · Amount on Record
Deed Document Number2026152976
Last Transfer DateMay 27, 2026
Transfer Doc0000207957
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 01, 2026
Property Address6984 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000207957
Instrument DateMay 27, 2026
Instrument2026207957
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 21, 2026
Property Address6984 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000152976
Instrument DateApr 17, 2026
Instrument2026.152976
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyHILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$130,795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000152976,
DateApr 21, 2026
Instrument2026.152976
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 03, 2025
Property Address6984 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000470778
Map ReferenceMB 113 PG 246
Instrument DateOct 31, 2025
Instrument2025470778
Transaction TypeForeclosure
Record UpdatedDec 05, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$245.70
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11102 BLUE MAGNOLIA LN, PARRISH, FL 34219-2913

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 28, 2019
Property Address6984 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0269090430
Book / Page026909 / 000430
Instrument DateAug 20, 2019
Instrument374345
Transaction TypeConstruction Loan
Record UpdatedSep 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6984 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865

Mortgage

Document Number269090430
DateAug 28, 2019
Book Page026909/000430
Instrument374345
Lender
NamePATRICIA L MELLOR
Address6984 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 27, 2020
Interest
Rate2.5%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6984 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0268691101
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedSep 06, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6984 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0268691101
DateAug 14, 2019
Book Page026869/001101
Instrument350664
Lender
NamePATRICIA L WILLETT
Address11102 BLUE MAGNOLIA LN, PARRISH, FL 34219-2913
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 24, 2018
Property Address6984 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0259401052
Book / Page025940 / 001052
Instrument DateJul 20, 2018
Instrument296662
Transaction TypeTransfer
Record UpdatedAug 10, 2018
Title CompanyMTI TITLE INSURANCE AGENCY INC

Transaction

AmountAmount Recorded
Tax$945.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6984 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,627.00 (+5.97%) Homeowner's exemption$127,497 (+2.9%)$182,249 (-3.54%) Land $18,225 Building $164,024
2024$2,479.00 (+2.44%) Homeowner's exemption$123,904 (+3%)$188,929 (+9.77%) Land $18,893 Building $170,036
2023$2,420.00 (+2.2%) Homeowner's exemption$120,295 (+3%)$172,116 (+10.47%) Land $17,212 Building $154,904
2022$2,368.00 Homeowner's exemption$116,791$155,806 Land $15,581 Building $140,225

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570137023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 208 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 586 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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