Sherburne County property record for 6988 43rd Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 952 sqft · built 1971 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jun 2009) |
| Tax Bill | $4,134 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-413-0080 |
| Primary APN | 20-413-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 844 sqft |
| Finished Basement | 844 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Deck Area | 168 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 15317 |
|---|---|
| Street Address | 6988 43RD AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-8529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 8, BLK 1 |
| Legal Range | 30W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SHERWOOD SHORES SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30302 |
6988 43rd Ave SE is owned and occupied by two individuals who bought it in June 2009.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6988 43RD AVE SE, SAINT CLOUD, MN 56304-8529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2009 · Amount on File |
| Deed Sale | Jun 17, 2009 · Amount on File |
| Prior Sale | Mar 5, 2008 · Amount on File |
| Deed Document Number | 200978720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6988 43RD AVE SE, SAINT CLOUD, MN 56304-8529 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000863370 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 863370 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 6988 43rd Ave SE was $4,134 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Clear Lake Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,700 (-0.02%) Land $308,800 Building $198,900 | $507,700 (-0.02%) Land $308,800 Building $198,900 | |
| 2025 | $4,134.00 | $507,800 Land $308,800 Building $199,000 | $507,800 Land $308,800 Building $199,000 |
| 2023 | $3,864.00 | $487,000 Land $305,000 Building $182,000 | |
| 2021 | $487,000 Land $305,000 Building $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6988 43rd Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6988 43rd Ave SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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