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6939 43rd Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 6939 43rd Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,232 sqft · built 1994
Lot Size1.65 acres (71,874 sqft)
Owner2 Individual Names on File
Last Sale$309,000 (Aug 2017)
Tax Bill$3,518 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN20-418-0120

Property Details

APN / Parcel Number

Primary APN20-418-0120
Alternative APNs
  • 20-00418-0120
  • 15382

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,232 sqft Living Area
1st Floor Area1,304 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area71,874 sqft (1.65 acres)
Garage TypeMixed
Garage Area1,624 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area216 sqft
Patio Area288 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number15382
Street Address6939 43RD AVE SE
CitySAINT CLOUD
StateMN
Zip56304-8529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 4, BLK 1
Legal Range30W
Legal Township34N
Legal Section04
Legal SubdivisionSHERWOOD SHORES SIXTH ADDITION
Legal Block1
Legal Lot Number4
JurisdictionSHERBURNE MN
Township / Civil DivisionCLEAR LAKE
Census Block Group1
Census Block1071
Census Tract30302

Owner

6939 43rd Ave SE is owned and occupied by two individuals who bought it in August 2017.

Source: Sherburne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address6939 43RD AVE SE, SAINT CLOUD, MN 56304-8529
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 9, 2017Warranty Deed, Transfer
QUARRY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2017 · Amount on File
Deed SaleAug 9, 2017 · Amount on File
Deed Document Number2017843198
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address6939 43RD AVE SE, SAINT CLOUD, MN 56304-8529
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6939 43RD AVE SE, SAINT CLOUD, MN 56304-8529

Mortgage

Document Number0000947242
DateAug 19, 2022
Instrument947242
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2052

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateAug 9, 2017
Property Address6939 43RD AVE SE, SAINT CLOUD, MN 56304-8529
Document Number0000843198
Instrument DateAug 8, 2017
Instrument843198
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyQUARRY TITLE

Transaction

AmountAmount on Record
Tax$1,019.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6933 43RD AVE SE, SAINT CLOUD, MN 56304-8529

Tax Assessment & Valuation

The 2025 property tax bill for 6939 43rd Ave SE was $3,518 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionClear Lake Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,200 (-0.43%) Land $115,800 Building $321,400$437,200 (-0.43%) Land $115,800 Building $321,400
2025$3,518.00$439,100 Land $114,900 Building $324,200$439,100 Land $114,900 Building $324,200
2023$3,486.00$442,100 Land $104,500 Building $337,600
2021$442,100 Land $104,500 Building $337,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6939 43rd Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6939 43rd Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
T-Mobile
Fixed Wireless		100 / 20

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