69866 Dear Dr, Cove, OR 97824 Property Records

Union County property record for 69866 Dear Dr, Cove, OR 97824

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,920 sqft · built 1998
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Apr 2005)
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2017 Line of Credit
APN	`03S4014CB 1300`

Property Details

APN / Parcel Number

Primary APN	`03S4014CB 1300`
Alternative APN	`16851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1998
Architectural Style	Mobile/Manufactured
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Mixed
Garage Area	720 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	4 Parking Spaces
Patio Area	400 sqft

Location & Zoning

Account Number	16851
Street Address	69866 DEAR DR
City	COVE
State	OR
Zip	97824-8225
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	UC-R2;RURAL RESIDENTIAL
Legal Subdivision	SUNSET HEIGHTS ESTATES SUB
Legal Lot Number	1300
Jurisdiction	UNION OR
Township / Civil Division	COVE
Census Block Group	2
Census Block	2095
Census Tract	970300

Owner

Source: Union County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 254, COVE, OR 97824-0254
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2005 · Amount on Record
Deed Sale	Apr 19, 2005 · Amount on Record
Deed Document Number	20051858
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	69866 DEAR DR, COVE, OR 97824-8225
Transaction Type	Mortgage
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20180026
Date	Jan 3, 2018
Instrument	20180026

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	69866 DEAR DR, COVE, OR 97824-8225
Transaction Type	Mortgage
Record Updated	Nov 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20173501
Date	Oct 24, 2017
Instrument	20173501

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA GRANDE, OR 97850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Unified School District	Cove School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,314.00 (+6.1%)	$240,310 (+3%) Land $76,250 Building $164,060	$392,020 (+31.77%) Land $117,940 Building $274,080
2023	$2,181.00	$233,320 Land $74,030 Building $159,290	$297,500 Land $96,070 Building $201,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 71% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dear Dr

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