69843 Dear Dr, Cove, OR 97824 Property Records

Union County property record for 69843 Dear Dr, Cove, OR 97824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,333 sqft · built 2001
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2022)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
APN	`03S4014BC 1500`

Property Details

APN / Parcel Number

Primary APN	`03S4014BC 1500`
Alternative APNs	`03S40E14BC150001507` `16854`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,333 sqft Living Area
1st Floor Area	3,333 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	848 sqft

Location & Zoning

Account Number	16854
Street Address	69843 DEAR DR
City	COVE
State	OR
Zip	97824-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UC-R2
Legal Lot Number	1500
Jurisdiction	UNION OR
Township / Civil Division	COVE
Census Block Group	2
Census Block	2095
Census Tract	970300

Owner

Source: Union County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69843 DEAR DR, COVE, OR 97824-8225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Aug 16, 2017	Warranty Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	20222993
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Sep 15, 2022
Property Address	69843 DEAR DR, COVE, OR 97824-8225
Document Number	0020222993
Instrument Date	Sep 14, 2022
Instrument	20222993
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	EASTERN OREGON TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	69843 DEAR DR, COVE, OR 97824-8225

Mortgage

Document Number	0020222994
Date	Sep 15, 2022
Instrument	20222994

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Aug 16, 2017
Property Address	69843 DEAR DR, COVE, OR 97824-8225
Document Number	0020172704
Instrument Date	Aug 15, 2017
Instrument	20172704
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	69843 DEAR DR, COVE, OR 97824-8225

Mortgage

Document Number	0020172705
Date	Aug 16, 2017
Instrument	20172705

Lender

Name	OPES ADVISORS
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Unified School District	Cove School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,230.00 (+5.94%)	$428,920 (+3%) Land $71,750 Building $357,170	$858,770 (+30.07%) Land $130,580 Building $728,190
2023	$3,993.00	$416,430 Land $69,660 Building $346,770	$660,240 Land $107,580 Building $552,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 71% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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