6982 Klimek Rd, Saginaw, MN 55779 Property Records

St. Louis County property record for 6982 Klimek Rd, Saginaw, MN 55779

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,745 sqft · built 1977
Lot Size	0.262 acres (11,436 sqft)
Owner	Individual Name on Record
Tax Bill	$2,944 (2026)
Flood Zone	Zone A (high risk)
APN	`380-0115-00020`

Property Details

APN / Parcel Number

Primary APN	`380-0115-00020`
Alternative APN	`895821`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,745 sqft Gross Area
1st Floor Area	1,493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,436 sqft (0.262 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	525 sqft
Deck Area	48 sqft
Storage Building	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	895821
Street Address	6982 KLIMEK RD
City	SAGINAW
State	MN
Zip	55779-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0002 SERIAL #
Legal Subdivision	KLIMEKS ADDITION TO GRAND LAKE
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	GRAND LAKE
Census Block Group	2
Census Block	2021
Census Tract	11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6982 KLIMEK RD, SAGINAW, MN 55779-9763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 25, 2010
Transfer Doc	0001129995
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Grand Lake Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,944.00 (+0.14%) Homeowner's exemption
2025	$2,940.00 (+17.51%) Homeowner's exemption	$293,000 (-2.56%) Land $99,900 Building $193,100	$293,000 (-2.56%) Land $99,900 Building $193,100
2024	$2,502.00	$300,700 (+24.77%) Land $99,900 Building $200,800	$300,700 (+24.77%) Land $99,900 Building $200,800
2022		$241,000 Land $83,200 Building $157,800	$241,000 Land $83,200 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2009–2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20