6944 Klimek Rd, Saginaw, MN 55779 Property Records

St. Louis County property record for 6944 Klimek Rd, Saginaw, MN 55779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 4,254 sqft · built 2002
Lot Size1.82 acres (79,436 sqft)
OwnerIndividual Name on Record
Tax Bill$7,500 (2026)
Deeds & MortgagesFeb 2021 Transfer
Feb 2019 Mortgage
Flood ZoneZone A (high risk)
APN380-0115-00080

Property Details

APN / Parcel Number

Primary APN380-0115-00080
Alternative APN
  • 735117

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area4,254 sqft Gross Area
1st Floor Area2,622 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Construction TypeFrame
Lot Area79,436 sqft (1.82 acres)
Garage Area990 sqft

Exterior Amenities

Deck Area70 sqft
Patio Area100 sqft
Storage Building168 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number735117
Street Address6944 KLIMEK RD
CitySAGINAW
StateMN
Zip55779-9763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOT: 0008 SERIAL #
Legal SubdivisionKLIMEKS ADDITION TO GRAND LAKE
Legal Lot Number8
JurisdictionST LOUIS MN
Township / Civil DivisionGRAND LAKE
Census Block Group2
Census Block2002
Census Tract11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6944 KLIMEK RD, SAGINAW, MN 55779-9763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Transfer on Death Deed, Transfer
Feb 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 17, 2021
Transfer Doc0001404332
Record UpdatedSep 20, 2026

February 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST LOUIS MN
Recording DateFeb 18, 2021
Property Address6944 KLIMEK RD, SAGINAW, MN 55779-9763
Document Number0001404332
Instrument DateFeb 17, 2021
Instrument1404332
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6944 KLIMEK RD, SAGINAW, MN 55779-9763
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001350630
DateFeb 26, 2019
Instrument1350630
Lender
NameHANCOCK MORTGAGE PARTNERS LLC
TypeMortgage Company
AddressSUGAR LAND, TX 77478
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGrand Lake Township
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,500.00 (-0.24%) Homeowner's exemption
2025$7,518.00 (+14.5%) Homeowner's exemption$681,500 (-2.81%) Land $197,500 Building $484,000$681,500 (-2.81%) Land $197,500 Building $484,000
2024$6,566.00$701,200 (+18.83%) Land $197,500 Building $503,700$701,200 (+18.83%) Land $197,500 Building $503,700
2022$590,100 Land $141,900 Building $448,200$590,100 Land $141,900 Building $448,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2009–2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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