6978 Collinwood Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 6978 Collinwood Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,109 sqft · built 2020
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$301,500 (Oct 2020)
Tax Bill	$3,655 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10011A0104.000000`

Property Details

APN / Parcel Number

Primary APN	`10011A0104.000000`
Alternative APNs	`5565 32 0150` `142212`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,109 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	2,109 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	145 ft deep x 83 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	740 sqft
Porch	Slab
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	142212
Street Address	6978 COLLINWOOD LN
City	LOCUST
State	NC
Zip	28097-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 104 GLENWOOD AT REDBRIDGE VILLAGE
Legal Subdivision	GLENWOOD
Legal Lot Number	104
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1020
Census Tract	41604

Owner

6978 Collinwood Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6978 COLLINWOOD LN, LOCUST, NC 28097-7709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Nov 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 31, 2019	Trustee's Deed, Transfer · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Book / Page	14630 / 127
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 30, 2020
Property Address	6978 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	0014630127
Book / Page	14630 / 127
Map Reference	MB 53 PG 88-92
Instrument Date	Oct 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6978 COLLINWOOD LN, LOCUST, NC 28097-7709

Mortgage

Document Number	0014630132
Date	Oct 30, 2020
Instrument	14630/132

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 20, 2020
Property Address	6978 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	14688319
Book / Page	014688 / 000319
Instrument Date	Oct 30, 2020
Instrument	41679
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6978 COLLINWOOD LN LOCUST NC 28097, LOCUST, NC 28097

May 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	May 31, 2019
Property Address	6978 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	13532341
Book / Page	013532 / 000341
Instrument Date	May 30, 2019
Instrument	13337
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Mortgage

Document Number	13532343
Date	May 31, 2019
Book Page	013532/000343
Instrument	13338

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,770 (-) Land $90,000 Building $324,770
2025		$414,770 Land $90,000 Building $324,770
2024			$414,770 (+36.18%) Land $90,000 Building $324,770
2023	$3,655.00	$304,580 Land $55,000 Building $249,580	$304,580 Land $55,000 Building $249,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6978 Collinwood Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6978 Collinwood Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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