Floyd County property record for 6982 Blacks Bluff Rd SW, Cave Spring, GA 30124
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 624 sqft · built 1997 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,680 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C17--072B |
| Primary APN | C17--072B |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 624 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Deck Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 362476 |
|---|---|
| Street Address | 6982 BLACKS BLUFF RD SW |
| City | CAVE SPRING |
| State | GA |
| Zip | 30124-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | TR2 PB30-142 LL154 16DIST 4SCT |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2000 |
Source: Floyd County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6982 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2106 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2024 |
| Deed Sale | Jul 3, 2024 |
| Prior Sale | Aug 28, 2006 · Amount on Record |
| Deed Book / Page | 2848 / 1224 |
| Prior Transfer Date | Jul 2, 2024 |
| Prior Transfer Doc | 0028481224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | BLACKS BLUFF RD, CAVE SPRING, GA 30124 |
| Document Number | 0026470002 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6982 BLACKS BLUFF RD SW CAVE SPRING GA 301242106, CAVE SPRING, GA 30124-2106 |
| Document Number | 0026470002 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 002647/000002 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 5, 2035 |
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,680.00 (+76.84%) | ||
| 2025 | $950.00 (-43.49%) | $68,433 (+16.47%) Land $14,202 Building $54,231 | $171,083 (+16.47%) Land $35,505 Building $135,578 |
| 2024 | $1,681.00 (+3.7%) | $58,754 (+3.88%) Land $12,624 Building $46,130 | $146,885 (+3.88%) Land $31,559 Building $115,326 |
| 2023 | $1,621.00 (+32.98%) | $56,557 (+37.64%) Land $11,476 Building $45,081 | $141,392 (+37.64%) Land $28,690 Building $112,702 |
| 2022 | $1,219.00 | $41,090 Land $9,543 Building $31,547 | $102,726 Land $23,858 Building $78,868 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1979–2022) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Mar 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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