6785 Blacks Bluff Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 6785 Blacks Bluff Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,242 sqft · built 1955
Lot Size	4.73 acres (206,039 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Dec 2023)
Tax Bill	$3,524 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D17--035`

Property Details

APN / Parcel Number

Primary APN	`D17--035`
Alternative APN	`42946`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	2,242 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	206,039 sqft (4.73 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	512 sqft
Porch	Patio
Porch Area	174 sqft
Patio Area	258 sqft
Utility Building	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	42946
Street Address	6785 BLACKS BLUFF RD SW
City	CAVE SPRING
State	GA
Zip	30124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	TR1A PB41-28
Legal Subdivision	DONALD SMITH
Legal Lot Number	1A
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1027
Census Tract	2000

Owner

6785 Blacks Bluff Rd SW is owned and occupied by an individual who bought it in December 2023.

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6784 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Dec 19, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 19, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Jul 11, 1989 · Amount on File
Deed Book / Page	2824 / 298
Prior Transfer Date	Dec 2, 2023
Prior Transfer Doc	0028240295
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Dec 19, 2023
Property Address	6785 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124
Document Number	0028240298
Book / Page	2824 / 298
Instrument Date	Dec 14, 2023
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124

Mortgage

Document Number	0002824300
Date	Dec 19, 2023
Instrument	2824/300

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Dec 19, 2023
Property Address	6785 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124
Document Number	0028240295
Book / Page	2824 / 295
Instrument Date	Dec 2, 2023
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Dec 19, 2023
Property Address	6785 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124
Document Number	0028240295
Book / Page	2824 / 295
Instrument Date	Dec 2, 2023
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 6785 Blacks Bluff Rd SW was $3,524 with a homeowner's exemption, down 11.3% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,524.00 (-11.32%) Homeowner's exemption
2025	$3,974.00 Homeowner's exemption	$163,732 Land $22,477 Building $141,255	$409,330 Land $56,192 Building $353,138
2023	$1,715.00 (-6.79%) Homeowner's exemption	$101,903 (+32.42%) Land $18,509 Building $83,394	$254,757 (+32.41%) Land $46,272 Building $208,485
2022	$1,840.00 Homeowner's exemption	$76,957 Land $15,308 Building $61,649	$192,393 Land $38,271 Building $154,122

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6785 Blacks Bluff Rd SW in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6785 Blacks Bluff Rd SW is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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