6980 Oak Ave, Folsom, CA 95630 Property Records

Sacramento County property record for 6980 Oak Ave, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,434 sqft · built 1984
Lot Size	0.539 acres (23,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Apr 2023)
Tax Bill	$11,120 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`213-0282-026-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0282-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,434 sqft Living Area
1st Floor Area	1,383 sqft
2nd Floor Area	1,051 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	23,485 sqft (0.539 acres)
Garage Area	1,202 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6980 OAK AVE
City	FOLSOM
State	CA
Zip	95630-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-L (A)
Legal Description	PARCEL MAP, LOT 1
Legal Subdivision	PARCEL MAP
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2004
Census Tract	8209

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6980 OAK AVE, FOLSOM, CA 95630-1818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Apr 20, 2023	Grant Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Aug 12, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Deed Book / Page	20230420 / 546
Prior Transfer Date	Jul 26, 2016
Prior Transfer Doc	0000000746
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 13, 2026
Property Address	6980 OAK AVE, FOLSOM, CA 95630-1818
Document Number	2026000145
Book / Page	20260713 / 145
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6980 OAK AVE, FOLSOM, CA 95630-1818
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000145,
Date	Jul 13, 2026
Book Page	20260713/145

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 20, 2023
Property Address	6980 OAK AVE, FOLSOM, CA 95630-1818
Document Number	0000000546
Map Reference	MB 72 PG 7
Instrument Date	Apr 18, 2023
Instrument	202304200546
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6980 OAK AVE, FOLSOM, CA 95630-1818
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000547
Date	Apr 20, 2023
Instrument	202304200547

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 12, 2020
Property Address	6980 OAK AVE, FOLSOM, CA 95630-1818
Document Number	2008120780
Instrument Date	Jul 17, 2020
Instrument	2008120780
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6980 OAK AVE FOLSOM CA 956301818, FOLSOM, CA 95630-1818

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 12, 2020
Property Address	6980 OAK AVE, FOLSOM, CA 95630-1818
Document Number	2008120781
Instrument Date	Jul 17, 2020
Instrument	2008120781
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2237 DOUGLAS BLVD #140 ROSEVILLE CA 956614223, 140, ROSEVILLE, CA 95661-4223

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,039,981 (+2%) Land $384,793 Building $655,188
2025	$11,120.00 (+2.1%)	$1,019,591 (+76.1%) Land $377,249 Building $642,342
2024	$10,891.00 (+74.42%)
2023	$6,244.00 (+1.51%) Homeowner's exemption	$578,985 Land $214,439 Building $364,546
2022	$6,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net.

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