6955 Oak Ave, Folsom, CA 95630 Property Records

Sacramento County property record for 6955 Oak Ave, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,177 sqft · built 2004
Lot Size	0.803 acres (34,979 sqft)
Owner	Company Name on Record
Tax Bill	$6,039 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-0650-034-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0650-034-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,177 sqft Living Area
1st Floor Area	2,496 sqft
2nd Floor Area	681 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	34,979 sqft (0.803 acres)
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6955 OAK AVE
City	FOLSOM
State	CA
Zip	95630-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML (A)
Legal Description	PARCEL MAP, LOT 2
Legal Subdivision	PARCEL MAP
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2017
Census Tract	8209

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6955 OAK AVE, FOLSOM, CA 95630-1817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 12, 2001
Transfer Doc	2001000508
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2026
Property Address	6955 OAK AVE, FOLSOM, CA 95630-1817
Document Number	2026001018
Book / Page	20260511 / 1018
Instrument Date	May 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	6955 OAK AVE, FOLSOM, CA 95630-1817

Mortgage

Document Number	2026001018,
Date	May 11, 2026
Book Page	20260511/1018

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6955 OAK AVE, FOLSOM, CA 95630-1817
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6955 OAK AVE, FOLSOM, CA 95630-1817

Mortgage

Document Number	2021092401190
Date	Sep 24, 2021
Instrument	2021092401190

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$571,894 (+2%) Land $13,562 Building $558,332
2025	$6,039.00 (+2.13%) Homeowner's exemption	$560,682 (+4.04%) Land $13,297 Building $547,385
2024	$5,913.00 (+1.84%)
2023	$5,806.00 (+1.5%) Homeowner's exemption	$538,912 Land $12,782 Building $526,130
2022	$5,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - ASHLAND serves 3,300 people · EPA ID CA3410030
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net.

Nearby Properties on Oak Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures