698 Windover Ln, Derby, NY 14047 Property Records

Erie County and Evans Town property record for 698 Windover Ln, Derby, NY 14047

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,035 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (May 2026)
Tax Bill	$30,821 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144489 205.00-4-24.5`

Property Details

APN / Parcel Number

Primary APN	`144489 205.00-4-24.5`
Alternative APNs	`44892050000004024500` `003 0144000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,035 sqft Living Area
1st Floor Area	3,484 sqft
2nd Floor Area	2,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	217,800 sqft (5 acres)
Lot Width	331 ft Width
Garage Type	Attached
Garage Area	1,462 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	730 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	003 0144000
Street Address	698 WINDOVER LN
City	DERBY
State	NY
Zip	14047-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	010
Legal Description	LOT 5
Legal Subdivision	HOLLAND LAND COMPANY S SURVEY
Legal Block	4
Legal Lot Number	24.500
Jurisdiction	ERIE NY
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1003
Census Tract	15402

Owner

Source: Erie County and Evans Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	698 WINDOVER LN, DERBY, NY 14047-9208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC
Nov 8, 2023	Deed of Trust, Mortgage · Construction Mortgage KEY BANK NA
Aug 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	20262026095965
Deed Book / Page	11461 / 2765
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 26, 2026
Property Address	698 WINDOVER LN, DERBY, NY 14047-9208
Document Number	0000095965
Book / Page	11461 / 2765
Instrument Date	May 18, 2026
Instrument	202695965
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,626,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 WINDOVER LN, DERBY, NY 14047-9208

Mortgage

Date	May 26, 2026

Lender

Name	1ST PRIORITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	698 WINDOVER LN, DERBY, NY 14047-9208
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 TALL TRL, MISSOURI CITY, TX 77459-6866

Mortgage

Document Number	0141097997
Date	Nov 8, 2023
Book Page	14109/7997
Instrument	2023192932

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 9, 2019
Property Address	698 WINDOVER LN, DERBY, NY 14047-9208
Document Number	0113481542
Book / Page	11348 / 1542
Map Reference	MB 2877
Instrument Date	Jul 30, 2019
Instrument	2019169550
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Tax	$5,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10427 RIO LINDO, 10427, DELRAY BEACH, FL 33446-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 TALL TRL, MISSOURI CITY, TX 77459-6866

Tax Assessment & Valuation

Source: Erie County and Evans Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Evans Town
Unified School District	Evans-Brant Central School District (Lake Shore) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,821.00 (+93.49%)
2025	$15,929.00 (-45.85%)	$700,000 (-) Land $75,000 Building $625,000	$1,428,600 (+10.21%) Land $153,064 Building $1,275,536
2024	$29,417.00	$700,000 (-) Land $75,000 Building $625,000	$1,296,300 (+7.41%) Land $138,889 Building $1,157,411
2023		$700,000 Land $75,000 Building $625,000	$1,206,900 Land $129,311 Building $1,077,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1978–2021)
Claims Outside the SFHA	8 of 19
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Oct 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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