Jefferson County property record for 698 Terrapin Neck Rd, Shepherdstown, WV 25443
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 940 sqft · built 1802 |
| Lot Size | 96.7 acres (4,214,430 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,642 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1-0003.0000 |
| Primary APN | 09-1-0003.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Year Built | Built 1802 |
|---|---|
| Effective Year Built | Effective 1802 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 4,214,430 sqft (96.7 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating Fuel | Wood |
| Water Source | Well |
| Street Address | 698 TERRAPIN NECK RD |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 97 A., NECK |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 972201 |
698 Terrapin Neck Rd, a rural home, is owned by an individual.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1, SHEPHERDSTOWN, WV 25443-0001 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 698 Terrapin Neck Rd was $3,642, down 0.8% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,642.00 (-0.76%) | $315,800 (-0.03%) Land $302,800 Building $13,000 | $526,333 (-0.03%) Land $504,667 Building $21,667 |
| 2025 | $3,670.00 | $315,900 Land $302,900 Building $13,000 | $526,500 Land $504,900 Building $21,600 |
| 2023 | $3,675.00 | $314,700 Land $302,900 Building $11,800 | $524,600 Land $504,900 Building $19,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 698 Terrapin Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 698 Terrapin Neck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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