Jefferson County property record for 1130 Terrapin Neck Rd, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,386 sqft · built 1987 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,889 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1-0001.0001 |
| Primary APN | 09-1-0001.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 103,673 sqft (2.38 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1130 TERRAPIN NECK RD |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #1 BARR |
| Legal Subdivision | JEFFREY A BARR MINOR SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 972201 |
1130 Terrapin Neck Rd is owned by an individual who acquired it in November 2005.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3024 WISCONSIN AVE NW, B14, WASHINGTON, DC 20016-5153 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2005 |
| Transfer Doc | 1043/636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1130 TERRAPIN NECK RD, SHEPHERDSTOWN, WV 25443-4151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004187 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 2275/489 |
| Instrument | 202000004187 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2026 property tax bill for 1130 Terrapin Neck Rd was $1,889, down 0.8% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,889.00 (-0.84%) | $163,800 (-0.12%) Land $101,300 Building $62,500 | $273,000 (-0.11%) Land $168,833 Building $104,167 |
| 2025 | $1,905.00 | $164,000 Land $101,500 Building $62,500 | $273,300 Land $169,100 Building $104,200 |
| 2023 | $1,857.00 | $159,000 Land $101,500 Building $57,500 | $264,900 Land $169,100 Building $95,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1130 Terrapin Neck Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1130 Terrapin Neck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Antietam Cable.
4G LTE (outdoors only), no 5G reported
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