698 River Bend Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 698 River Bend Dr, Mars Hill, NC 28754 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2002
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Feb 2022)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9746-43-6020`

Property Details

APN / Parcel Number

Primary APN	`9746-43-6020`
Alternative APNs	`9746436020 0016708` `16708`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asbestos
Lot Area	44,431 sqft (1.02 acres)
Porch	Slab
Porch Area	280 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Other

Location & Zoning

Street Address	698 RIVER BEND DR
City	MARS HILL
State	NC
Zip	28754-6178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PL:7-768
Legal Subdivision	GLORIA CLOUSE NORTON
Legal Block	43
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	3
Census Block	3028
Census Tract	10602

Owner

Source: Madison County records · APN 9746-43-6020

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1566, MARS HILL, NC 28754-1566
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 01, 2022	Intrafamily Transfer, Transfer
Feb 17, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 29, 2021	Intrafamily Transfer, Transfer
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Deed Document Number	2022345546
Deed Book / Page	743 / 415
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	0007390648
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	698 RIVER BEND DR, MARS HILL, NC 28754
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007760389
Date	Jul 21, 2023
Book Page	776/389
Instrument	351501

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON NC
Recording Date	Aug 01, 2022
Property Address	698 RIVER BEND DR, MARS HILL, NC 28754
Document Number	0007560197
Book / Page	756 / 197
Instrument Date	Aug 01, 2022
Instrument	347731
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LUCAS ST, CONNELLY SPRINGS, NC 28612-7931

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Feb 17, 2022
Property Address	698 RIVER BEND DR, MARS HILL, NC 28754
Document Number	0007430415
Book / Page	743 / 415
Instrument Date	Feb 17, 2022
Instrument	345546
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 572, MARS HILL, NC 28754-0572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1566, MARS HILL, NC 28754-1566

Mortgage

Document Number	0000345547
Date	Feb 17, 2022
Instrument	345547

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON NC
Recording Date	Dec 29, 2021
Property Address	698 RIVER BEND DR, MARS HILL, NC 28754
Document Number	0007390648
Book / Page	739 / 648
Map Reference	MB 07 PG 768
Instrument Date	Dec 28, 2021
Instrument	344852
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 RIVER BEND DR, MARS HILL, NC 28754

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	698 RIVER BEND DR, MARS HILL, NC 28754
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006580563
Date	Oct 11, 2018
Book Page	658/563

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00	$438,914 (-) Land $44,000 Building $394,914	$438,914 (-) Land $44,000 Building $394,914
2024	$2,155.00	$438,914 (+70.05%) Land $44,000 Building $394,914	$438,914 (+70.05%) Land $44,000 Building $394,914
2023		$258,114 Land $23,034 Building $235,080	$258,114 Land $23,034 Building $235,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (37115C), updated March 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371150106023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 5 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 617 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
French Broad Electric Membership	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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