Madison County property record for 553 River Bend Dr, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,958 sqft · built 2004 |
| Lot Size | 3.77 acres (164,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Apr 2026) |
| Tax Bill | $2,613 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9746-41-1525 |
| Primary APN | 9746-41-1525 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,958 sqft Heated Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 164,221 sqft (3.77 acres) |
| Porch | Patio |
| Porch Area | 200 sqft |
| Deck Area | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Other |
| Street Address | 553 RIVER BEND DR |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-6286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 41 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10602 |
Source: Madison County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7331 S VISCAYNE DR, SALT LAKE CITY, UT 84121-4971 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Nov 25, 2009 · Amount on Record |
| Deed Document Number | 2026361490 |
| Deed Book / Page | 832 / 51 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Apr 16, 2026 |
| Property Address | 553 RIVER BEND DR, MARS HILL, NC 28754-6286 |
| Document Number | 0008320051 |
| Book / Page | 832 / 51 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.361490 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7331 S VISCAYNE DR, SALT LAKE CITY, UT 84121-4971 |
| Document Number | 0000361490, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.361490 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 553 RIVER BEND DR, MARS HILL, NC 28754-6286 |
| Document Number | 0006810593 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 553 RIVER BEND DR MARS HILL NC 287546286, MARS HILL, NC 28754-6286 |
| Document Number | 0006810593 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 000681/000593 |
| Instrument | 335018 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,613.00 | $540,862 (-) Land $100,476 Building $440,386 | $540,862 (-) Land $100,476 Building $440,386 |
| 2024 | $2,613.00 | $540,862 (+71.67%) Land $100,476 Building $440,386 | $540,862 (+71.67%) Land $100,476 Building $440,386 |
| 2023 | $315,054 Land $53,522 Building $261,532 | $315,054 Land $53,522 Building $261,532 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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