Lincoln County property record for 698 Ridge Rd, Troy, MO 63379 · Last verified July 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1991 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,700 (Sep 2021) |
| Tax Bill | $657 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-10-000-000-040.005 |
| Primary APN | 14-20-10-000-000-040.005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Flooring | Combination, Other |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,703 sqft (2.22 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 698 RIDGE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5644 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2.22 AC BEG NE COR OF SW 1/4 SE 1/4 S155 SW295.68 NW345 E430 TO POB |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 10 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | SNOW HILL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 810309 |
Source: Lincoln County records · APN 14-20-10-000-000-040.005
Assessment roll updated September 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 698 RIDGE RD, TROY, MO 63379-5644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Mar 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Jan 27, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2015 · Amount on Record |
| Deed Document Number | 202112253 |
| Deed Book / Page | 2469 / 692 |
| Prior Transfer Date | Jan 27, 2017 |
| Prior Transfer Doc | 2407/0388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 698 RIDGE RD, TROY, MO 63379-5644 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3790 HARVESTER RD 3, 3, SAINT PETERS, MO 63303-5611 |
| Document Number | 002516/660 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 2516/660 |
| Instrument | 2025010231 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 03, 2026 |
| Property Address | 698 RIDGE RD, TROY, MO 63379-5644 |
| Document Number | 002518/945 |
| Book / Page | 2518 / 945 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026001853 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 698 RIDGE RD, TROY, MO 63379-5644 |
| Document Number | 2026001854 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026001854 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 15, 2021 |
| Property Address | 698 RIDGE RD, TROY, MO 63379-5644 |
| Document Number | 2469/692 |
| Book / Page | 2469 / 692 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 2021012253 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 698 RIDGE RD, TROY, MO 63379-5644 |
| Document Number | 2021012254 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021012254 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 27, 2017 |
| Property Address | 698 RIDGE RD, TROY, MO 63379-5644 |
| Document Number | 2407/0388 |
| Book / Page | 2407 / 0388 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017000806 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 GRAVES LN, 185, FOLEY, MO 63347-2713 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 698 RIDGE RD, TROY, MO 63379-5644 |
Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $657.00 (+11.54%) | $10,756 (+13%) Land $4,218 Building $6,538 | $56,610 (+12.99%) Land $22,200 Building $34,410 |
| 2023 | $589.00 (+2.97%) | $9,519 Land $3,895 Building $5,624 | $50,100 Land $20,500 Building $29,600 |
| 2022 | $572.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 35% of the US · above 26% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| SysTec Wireless Communications | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures