671 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 671 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,613 sqft · built 2019
Lot Size	6.59 acres (287,060 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Nov 2017)
Tax Bill	$6,775 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-10-000-000-040.000`

Property Details

APN / Parcel Number

Primary APN	`14-20-10-000-000-040.000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,613 sqft Living Area
Basement Area	2,461 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	287,060 sqft (6.59 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	671 RIDGE RD
City	TROY
State	MO
Zip	63379-5643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.59 AC M/L IN THE S PT OF THE SWSE OF SEC 10: CO RD 681 SRB T/5
Legal Range	01E
Legal Township	49N
Legal Section	10
Legal Subdivision	WILLIAM J SHEA
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3000
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	399 W 2ND ST N, B, WRIGHT CITY, MO 63390-1011
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK OF MISSOURI
Dec 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI
Nov 13, 2017	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	201710581
Deed Book / Page	2417 / 96
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	671 RIDGE RD, TROY, MO 63379-5643
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/808
Date	Oct 15, 2020
Book Page	2453/808
Instrument	2020011881

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOZRAH, CT 6334

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	671 RIDGE RD, TROY, MO 63379-5643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/807
Date	Oct 15, 2020
Book Page	2453/807
Instrument	2020011880

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	671 RIDGE RD, TROY, MO 63379-5643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2430/0108
Date	Dec 27, 2018
Book Page	2430/0108
Instrument	2018011525

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 21, 2033

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 13, 2017
Property Address	671 RIDGE RD, TROY, MO 63379-5643
Document Number	2417/0096
Book / Page	2417 / 0096
Map Reference	MB T PG5
Instrument Date	Nov 10, 2017
Instrument	2017010581
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4723 LABADIE AVE, 4723, SAINT LOUIS, MO 63115-1944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 OAK FOREST DR, TROY, MO 63379-2269

Mortgage

Document Number	2017010582
Date	Nov 13, 2017
Instrument	2017010582

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 10, 2029

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,450 (+14.94%) Land $5,364 Building $122,086
2025	$6,775.00 (+4.62%)	$110,880 (+6.07%) Land $5,364 Building $105,516	$670,790 (+21.92%) Land $28,230 Building $642,560
2023	$6,476.00 (+4.74%)	$104,538 Land $4,946 Building $99,592	$550,200 Land $26,030 Building $524,170
2022	$6,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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