698 James St, Washington, MO 63090 Property Records

Franklin County property record for 698 James St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Mar 2024 Sale Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-2-003-235.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-2-003-235.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	698 JAMES ST
City	WASHINGTON
State	MO
Zip	63090-1977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 BLK 4 MCLEANS ADDN 3
Legal Range	1W
Legal Township	44N
Legal Section	22
Legal Subdivision	MCLEANS
Legal Block	4
Legal Lot Number	8
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	800302

Owner

Source: Franklin County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	698 JAMES ST, WASHINGTON, MO 63090-1977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Beneficiary Deed, Transfer
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Jan 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 21, 2024
Transfer Doc	0002403071
Record Updated	Sep 20, 2026

March 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 21, 2024
Property Address	698 JAMES ST, WASHINGTON, MO 63090-1977
Document Number	0002403071
Map Reference	PB B PG 91
Instrument Date	Mar 21, 2024
Instrument	2403071
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	698 JAMES ST, WASHINGTON, MO 63090-1977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DRIFTWOOD DR, LONG BEACH, MS 39560-5810

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	698 JAMES ST, WASHINGTON, MO 63090-1977
Document Number	0000011073
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	FRANKLIN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 JAMES ST WASHINGTON MO 630901977, WASHINGTON, MO 63090-1977

Mortgage

Document Number	0000011073
Date	Jul 24, 2017
Instrument	11073

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 4, 2017
Property Address	698 JAMES ST, WASHINGTON, MO 63090-1977
Document Number	0000000136
Instrument Date	Dec 19, 2016
Instrument	136
Transaction Type	Transfer
Record Updated	Jan 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 JAMES ST WASHINGTON MO 630901977, WASHINGTON, MO 63090-1977

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,280.00 (-0.16%)	$24,077 (+6.55%)	$126,720 (+6.55%) Land $18,380 Building $108,340
2023	$1,282.00 (+13.45%)	$22,597	$118,930 Land $18,380 Building $100,550
2022	$1,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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