Franklin County property record for 708 James St, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1976 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5-22.0-2-003-232.000 |
| Primary APN | 10-5-22.0-2-003-232.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 708 JAMES ST |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 MCLEANS ADDN 3 |
| Legal Range | 01W |
| Legal Township | 44 |
| Legal Section | 22 |
| Legal Quarter | NW |
| Legal Subdivision | MCLEANS |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 800302 |
708 James St is owned and occupied by an individual who acquired it in January 2025.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 708 JAMES ST, WASHINGTON, MO 63090-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2025 | Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK |
| Sep 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2025 |
| Deed Sale | Jan 13, 2025 |
| Deed Document Number | 2500392 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 13, 2025 |
| Property Address | 708 JAMES ST, WASHINGTON, MO 63090-1910 |
| Document Number | 0002500392 |
| Map Reference | PB B PG 91 |
| Instrument Date | Jan 10, 2025 |
| Instrument | 2500392 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2708 122ND ST NW, GIG HARBOR, WA 98332-9429 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 708 JAMES ST, WASHINGTON, MO 63090-1910 |
| Document Number | 0002500393 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 2500393 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 708 JAMES ST, WASHINGTON, MO 63090-1910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002116662 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2116662 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 708 James St was $1,097.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 | $19,675 | $103,550 Land $16,910 Building $86,640 |
| 2023 | $990.00 (+8.43%) | $17,440 | $91,790 Land $16,910 Building $74,880 |
| 2022 | $913.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 708 James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 708 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T, Gateway Fiber.
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