628 Crystal Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 628 Crystal Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 1985
Lot Size0.176 acres (7,653 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Jul 2016)
Tax Bill$4,109 (2025)
Flood ZoneZone X (moderate risk)
APNC62-000-740-9720-5

Property Details

APN / Parcel Number

Primary APNC62-000-740-9720-5
Alternative APNs
  • 35-27-15-19870-000-0680
  • 271535198700000680
  • 152735198700000680
  • R381824

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,636 sqft Living Area
Gross Area2,298 sqft
1st Floor Area1,636 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,653 sqft (0.176 acres)
Lot Dimensions111 ft deep x 68 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area242 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381824
Street Address628 CRYSTAL DR
CityPALM HARBOR
StateFL
Zip34683-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCRYSTAL BEACH ESTATES LOT 68
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH ESTATES
Legal Tract19870
Legal Lot Number68
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1004
Census Tract27206

Owner

628 Crystal Dr is owned and occupied by two individuals who bought it in July 2016.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address628 CRYSTAL DR, PALM HARBOR, FL 34683-2605
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2016 · Amount on File
Deed SaleJul 11, 2016 · Amount on File
Prior SaleMay 28, 2013 · Amount on File
Deed Document Number2016209252
Deed Book / Page19260 / 406
Prior Transfer DateAug 3, 2012
Prior Transfer Doc0176752406
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 628 Crystal Dr was $4,109 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,109.00 Homeowner's exemption$259,295$400,306 Land $109,386 Building $290,920
2023$3,820.00 (+3.02%) Homeowner's exemption$244,648 (+3%)$373,871 (+17.97%) Land $142,692 Building $231,179
2022$3,708.00 Homeowner's exemption$237,522$316,919 Land $146,637 Building $170,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Crystal Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 Crystal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Crystal Dr

Nearby Streets

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