698 Charles Pl, Memphis, TN 38112 Property Records

Shelby County property record for 698 Charles Pl, Memphis, TN 38112

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,922 sqft · built 1922
Lot Size0.387 acres (16,841 sqft)
Owner2 Company Names on File
Last Sale$430,000 (Jul 2014)
Tax Bill$3,542 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Mar 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-6087-0-0016

Property Details

APN / Parcel Number

Primary APN03-6087-0-0016

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,922 sqft Living Area
Gross Area3,109 sqft
1st Floor Area2,074 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1990
Architectural StyleEuropean
Exterior MaterialStucco
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,841 sqft (0.387 acres)
Lot Dimensions150 ft deep x 108 ft wide
Garage TypeDetached
Garage Area396 sqft
PorchEnclosed Frame Porch
Porch Area80 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address698 CHARLES PL
CityMEMPHIS
StateTN
Zip38112-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionES CHARLES PLACE COR NORTH DR NE
Legal SubdivisionHEIN PARK
Legal Lot Number40
JurisdictionSHELBY TN
Township / Civil Division7
Census Block Group1
Census Block1003
Census Tract1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hein Park Historic District
listed 1988 · 278 contributing resources · NRIS 88002613

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

698 Charles Pl is owned by a company that acquired it in March 2023.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Company Names on File
Mailing Address698 CHARLES PL, MEMPHIS, TN 38112-1611
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
REGIONS BANK
Mar 29, 2023Intrafamily Transfer, Transfer
Dec 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2014 · Amount on File
Deed SaleJul 10, 2014 · Amount on File
Prior SaleNov 12, 2009 · Amount on File
Deed Document Number201470349
Last Transfer DateMar 8, 2023
Transfer Doc0000024961
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address698 CHARLES PL, MEMPHIS, TN 38112-1611
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023083831
DateOct 4, 2023
Instrument23083831
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueOct 8, 2053

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY TN
Recording DateMar 29, 2023
Property Address698 CHARLES PL, MEMPHIS, TN 38112-1611
Document Number0023024961
Map ReferenceMB 8 PG 228&229
Instrument DateMar 8, 2023
Instrument23024961
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address698 CHARLES PL, MEMPHIS, TN 38112-1611

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address698 CHARLES PL, MEMPHIS, TN 38112-1611
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021150985
DateDec 7, 2021
Instrument21150985
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 698 Charles Pl was $3,542.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,542.00$131,675 Land $24,600 Building $107,075$526,700 Land $98,400 Building $428,300
2023$104,800 Land $20,925 Building $83,875
2022$6,384.00
2021$419,200 Land $83,700 Building $335,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 698 Charles Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 Charles Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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