Shelby County property record for 778 Charles Pl, Memphis, TN 38112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,747 sqft · built 1948 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (Aug 2018) |
| Tax Bill | $3,929 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-6087-0-0024 |
| Primary APN | 03-6087-0-0024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,747 sqft Living Area |
| Gross Area | 3,209 sqft |
| 1st Floor Area | 2,297 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 778 CHARLES PL |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38112-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | ES CHARLES |
| Legal Subdivision | HEIN PARK |
| Legal Lot Number | 48 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hein Park Historic District listed 1988 · 278 contributing resources · NRIS 88002613 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
778 Charles Pl is owned and occupied by two individuals who bought it in August 2018.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 778 CHARLES PL, MEMPHIS, TN 38112-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Aug 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS |
| May 3, 2018 | Grant Deed, Transfer · Conventional Mortgage TRIUMPH MTG |
| May 17, 2018 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on File |
| Deed Sale | Aug 29, 2018 · Amount on File |
| Prior Sale | May 3, 2018 · Amount on File |
| Deed Document Number | 201888114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 778 CHARLES PL, MEMPHIS, TN 38112-1603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021073312 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 21073312 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 29, 2018 |
| Property Address | 778 CHARLES PL, MEMPHIS, TN 38112-1603 |
| Document Number | 0000088114 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 88114 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | UNITY TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,661.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 778 CHARLES PL MEMPHIS TN 381121603, MEMPHIS, TN 38112-1603 |
| Document Number | 88115 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 88115 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 3, 2018 |
| Property Address | 778 CHARLES PL, MEMPHIS, TN 38112-1603 |
| Document Number | 0000043241 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 43241 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 778 CHARLES PL MEMPHIS TN 381121603, MEMPHIS, TN 38112-1603 |
| Document Number | 43242 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 43242 |
| Name | TRIUMPH MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLLIERVILLE, TN 38017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 17, 2018 |
| Property Address | 778 CHARLES PL, MEMPHIS, TN 38112-1603 |
| Document Number | 0000048679 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 48679 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $869.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 778 CHARLES PL MEMPHIS TN 381121603, MEMPHIS, TN 38112-1603 |
The 2025 property tax bill for 778 Charles Pl was $3,929.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,929.00 | $146,075 Land $22,800 Building $123,275 | $584,300 Land $91,200 Building $493,100 |
| 2023 | $115,825 Land $18,900 Building $96,925 | ||
| 2022 | $7,055.00 | ||
| 2021 | $463,300 Land $75,600 Building $387,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 778 Charles Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Charles Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures