698 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 698 Charles Ave, Saint Paul, MN 55104

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 1,964 sqft · built 1884
Lot Size0.114 acres (4,960 sqft)
OwnerIndividual Name on Record
Last Sale$102,515 (Nov 2016)
Tax Bill$2,832 (2024)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN35-29-23-14-0157

Property Details

APN / Parcel Number

Primary APN35-29-23-14-0157
Alternative APNs
  • 8496147
  • 256926

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,964 sqft Living Area
1st Floor Area982 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1935
Architectural StyleBi-Level
Exterior MaterialAsbestos
Foundation TypeNo Foundation
Lot Area4,960 sqft (0.114 acres)
Lot Dimensions124 ft deep x 40 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number256926
Street Address698 CHARLES AVE
CitySAINT PAUL
StateMN
Zip55104-2718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHUTE BROTHERS DIVISION,NO. 7 LOT 5
Legal Range23
Legal Township29
Legal Section35
Legal SubdivisionCHUTE BROTHERS DIVISION,NO. 7
Legal Lot Number5
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1006
Census Tract32500

Owner

Source: Ramsey County records, as of July 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address698 CHARLES AVE, SAINT PAUL, MN 55104-2718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2016 · Amount on Record
Deed SaleNov 1, 2016 · Amount on Record
Prior SaleApr 13, 2009 · Amount on Record
Deed Document Number20164631461
Prior Transfer DateMar 31, 2006
Prior Transfer Doc0000348420
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address698 CHARLES AVE, SAINT PAUL, MN 55104-2718
Transaction TypeMortgage
Record UpdatedAug 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04883441
DateMay 13, 2021
InstrumentA04883441
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210,100 (+12.11%) Land $25,000 Building $185,100$210,100 (+12.11%) Land $25,000 Building $185,100
2024$2,832.00 (+5.99%)
2023$2,672.00 Homeowner's exemption$187,400 Land $20,000 Building $167,400$187,400 Land $20,000 Building $167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, T-Mobile.

Nearby Properties on Charles Ave

Nearby Streets

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