690 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 690 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1884
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Sep 2019)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-14-0155`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-14-0155`
Alternative APNs	`8120010` `142844`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	920 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	142844
Street Address	690 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHUTE BROTHERS DIVISION,NO. 7 LOT 3
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	CHUTE BROTHERS DIVISION,NO. 7
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1006
Census Tract	32500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 CHARLES AVE, SAINT PAUL, MN 55104-2718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Oct 7, 2008 · Amount on Record
Deed Document Number	20194774813
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 20, 2019
Property Address	690 CHARLES AVE, SAINT PAUL, MN 55104-2718
Document Number	0004774813
Instrument Date	Sep 6, 2019
Instrument	4774813
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	WANTACLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 CHARLES AVE ST PAUL MN 551042718, ST PAUL, MN 55104-2718

Mortgage

Document Number	4774814
Date	Sep 20, 2019
Instrument	4774814

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Mortgage

Document Number	4774815,
Date	Sep 20, 2019
Instrument	4774815

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,200 (+27.01%) Land $25,000 Building $248,200	$273,200 (+27.01%) Land $25,000 Building $248,200
2025	$3,592.00 (+9.65%)
2023	$3,276.00 Homeowner's exemption	$215,100 Land $20,000 Building $195,100	$215,100 Land $20,000 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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