698 1st St, Gearhart (Seaside), OR 97138 Property Records

Clatsop County property record for 698 1st St, Gearhart, OR 97138

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,026 sqft · built 1969
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Tax Bill$2,109 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN61010BB03101

Property Details

APN / Parcel Number

Primary APN61010BB03101
Alternative APN
  • 9422

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft
FlooringWood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchCovered Porch
Porch Area240 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number9422
Street Address698 1ST ST
CityGEARHART
StateOR
Zip97138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGEARHART PARK LT 15 BLK 4
Legal Range10
Legal Township06
Legal Section10
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionGEARHART PARK
Legal Block4
Legal Lot Number15
JurisdictionCLATSOP OR
Township / Civil DivisionASTORIA
Census Block Group2
Census Block2025
Census Tract950700

Owner

698 1st St is owned by two individuals who acquired it in August 2019.

Source: Clatsop County records, as of November 6, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 2459, GEARHART, OR 97138-2459
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BANK
Dec 16, 2019Warranty Deed, Transfer
NOT AVAILABLE
Aug 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 14, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2019
Deed SaleAug 28, 2019
Prior SaleAug 14, 2009
Deed Document Number201906249
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address698 1ST ST, GEARHART, OR 97138
Transaction TypeMortgage
Record UpdatedJul 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007325
DateJul 20, 2021
Instrument202107325
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLATSOP OR
Recording DateDec 16, 2019
Property Address698 1ST ST, GEARHART, OR 97138
Document Number0000009637
Instrument DateDec 14, 2019
Instrument9637
Transaction TypeTransfer
Record UpdatedDec 30, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2323 SW PARK PL #605 PORTLAND OR 972051039, 605, PORTLAND, OR 97205-1039

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLATSOP OR
Recording DateAug 28, 2019
Property Address698 1ST ST, GEARHART, OR 97138
Document Number0000006249
Instrument DateAug 28, 2019
Instrument6249
Transaction TypeTransfer
Record UpdatedSep 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 2459 GEARHART OR 971382459, GEARHART, OR 97138-2459

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address698 1ST ST, GEARHART, OR 97138
Document Number0000001852
Instrument DateFeb 14, 2018
Transaction TypeMortgage
Record UpdatedMar 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 1ST ST GEARHART OR 97138, GEARHART, OR 97138

Mortgage

Document Number0000001852
DateMar 14, 2018
Instrument1852
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 698 1st St was $2,109.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
MunicipalityGearhart City
Unified School DistrictSeaside School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,109.00$183,170 Building $183,170$359,920 Land $176,750 Building $183,170
2023$2,084.00 (+3.12%)$182,031 (+3%)$293,877 (+18.25%) Land $102,960 Building $190,917
2022$2,021.00$176,730$248,528 Land $89,530 Building $158,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 698 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 111 individual policies
Nearby Flood Policies118 units insured
incl. 7 condo units
Nearby Flood Claims7 (1996–2012)
Claims Outside the SFHA4 of 7
Most Recent ClaimDec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEARHART WATER DEPARTMENT
serves 1,780 people · EPA ID OR4100318
Water SourcePurchased surface water from CITY OF WARRENTON
Last State InspectionNov 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on 1st St

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