Clatsop County property record for 698 1st St, Gearhart, OR 97138
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,026 sqft · built 1969 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,109 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61010BB03101 |
| Primary APN | 61010BB03101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Covered Porch |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 9422 |
|---|---|
| Street Address | 698 1ST ST |
| City | GEARHART |
| State | OR |
| Zip | 97138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GEARHART PARK LT 15 BLK 4 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 10 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | GEARHART PARK |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950700 |
698 1st St is owned by two individuals who acquired it in August 2019.
Source: Clatsop County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 2459, GEARHART, OR 97138-2459 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Dec 16, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Aug 28, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 |
| Deed Sale | Aug 28, 2019 |
| Prior Sale | Aug 14, 2009 |
| Deed Document Number | 201906249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 698 1ST ST, GEARHART, OR 97138 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007325 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 202107325 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Dec 16, 2019 |
| Property Address | 698 1ST ST, GEARHART, OR 97138 |
| Document Number | 0000009637 |
| Instrument Date | Dec 14, 2019 |
| Instrument | 9637 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2323 SW PARK PL #605 PORTLAND OR 972051039, 605, PORTLAND, OR 97205-1039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Aug 28, 2019 |
| Property Address | 698 1ST ST, GEARHART, OR 97138 |
| Document Number | 0000006249 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 6249 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 2459 GEARHART OR 971382459, GEARHART, OR 97138-2459 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 698 1ST ST, GEARHART, OR 97138 |
| Document Number | 0000001852 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 698 1ST ST GEARHART OR 97138, GEARHART, OR 97138 |
| Document Number | 0000001852 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 1852 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2048 |
The 2025 property tax bill for 698 1st St was $2,109.
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Gearhart City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,109.00 | $183,170 Building $183,170 | $359,920 Land $176,750 Building $183,170 |
| 2023 | $2,084.00 (+3.12%) | $182,031 (+3%) | $293,877 (+18.25%) Land $102,960 Building $190,917 |
| 2022 | $2,021.00 | $176,730 | $248,528 Land $89,530 Building $158,998 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 698 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 individual policies |
| Nearby Flood Policies | 118 units insured incl. 7 condo units |
| Nearby Flood Claims | 7 (1996–2012) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Dec 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 698 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEARHART WATER DEPARTMENT serves 1,780 people · EPA ID OR4100318 |
|---|---|
| Water Source | Purchased surface water from CITY OF WARRENTON |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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