Clatsop County property record for 656 1st St, Gearhart, OR 97138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 1918 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Trust Name on File |
| Last Sale | $375,000 (Aug 2018) |
| Tax Bill | $2,045 (2025) |
| Deeds & Mortgages | Oct 2019 Transfer Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61010BB02900 |
| Primary APN | 61010BB02900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 830 sqft |
| Attic Area | 270 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.089 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 9417 |
|---|---|
| Street Address | 656 1ST ST |
| City | GEARHART |
| State | OR |
| Zip | 97138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GEARHART PARK E 25 LT 9 W 12 1/2 LT 11 BLK 4 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 10 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | GEARHART PARK |
| Legal Block | 4 |
| Legal Lot Number | 9,11 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950700 |
656 1st St is held in a trust since October 2019.
Source: Clatsop County records, as of November 6, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 57, PETALUMA, CA 94953-0057 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 15, 2018 | Warranty Deed, Transfer · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on File |
| Deed Sale | Aug 15, 2018 · Amount on File |
| Prior Sale | Aug 15, 2018 · Amount on File |
| Deed Document Number | 0000006263 |
| Last Transfer Date | Oct 23, 2019 |
| Transfer Doc | 0000008104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Oct 23, 2019 |
| Property Address | 656 1ST ST, GEARHART, OR 97138 |
| Document Number | 0000008104 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 8104 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 474 SPRAUER RD PETALUMA CA 949528101, PETALUMA, CA 94952-8101 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Aug 15, 2018 |
| Property Address | 656 1ST ST, GEARHART, OR 97138 |
| Document Number | 0000006263 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 201806263 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 474 SPRAUER RD, PETALUMA, CA 94952-8101 |
| Document Number | 0000006264 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 201806264 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 656 1st St was $2,045.
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Gearhart City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,045.00 | $229,281 Building $229,281 | $534,031 Land $304,750 Building $229,281 |
| 2023 | $2,021.00 (+3.11%) | $176,525 (+3%) | $473,771 (+18.02%) Land $227,187 Building $246,584 |
| 2022 | $1,960.00 | $171,385 | $401,430 Land $197,553 Building $203,877 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 656 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 individual policies |
| Nearby Flood Policies | 118 units insured incl. 7 condo units |
| Nearby Flood Claims | 7 (1996–2012) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Dec 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEARHART WATER DEPARTMENT serves 1,780 people · EPA ID OR4100318 |
|---|---|
| Water Source | Purchased surface water from CITY OF WARRENTON |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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