Boone County property record for 6978 Bermuda Dr, Burlington, KY 41005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,152 sqft · built 1999 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,000 (Oct 2010) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Apr 2008 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050.00-13-049.00 |
| Primary APN | 050.00-13-049.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 6978 BERMUDA DR |
|---|---|
| City | BURLINGTON |
| State | KY |
| Zip | 41005-7806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 SEC 1 SUMMERSET FARM |
| Legal Subdivision | SUMMERSET FARMS |
| Legal Lot Number | 49 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | BURLINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 70505 |
6978 Bermuda Dr is owned and occupied by an individual who bought it in October 2010.
Source: Boone County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6978 BERMUDA DR, BURLINGTON, KY 41005-7806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · Line of Credit KENTUCKY HOUSING CORP |
| Apr 1, 2008 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 9, 2007 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 15, 2010 | Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2010 · Amount on File |
| Deed Sale | Oct 15, 2010 · Amount on File |
| Prior Sale | Oct 13, 2009 · Amount on File |
| Deed Document Number | 548932 |
| Deed Book / Page | D0985 / 226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 6978 BERMUDA DR, BURLINGTON, KY 41005-7806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M4013/491 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | M4013/491 |
| Instrument | 723164 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 8, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 6978 BERMUDA DR, BURLINGTON, KY 41005-7806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0M3218/400 |
|---|---|
| Date | Apr 1, 2008 |
| Book Page | M3218/400 |
| Instrument | 455160 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 6978 BERMUDA DR, BURLINGTON, KY 41005-7806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M3149/649 |
|---|---|
| Date | Jul 9, 2007 |
| Book Page | M3149/649 |
| Instrument | 431673 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Oct 15, 2010 |
| Property Address | 6978 BERMUDA DR, BURLINGTON, KY 41005-7806 |
| Document Number | 0D0985/226 |
| Book / Page | D0985 / 226 |
| Instrument Date | Oct 12, 2010 |
| Instrument | 548932 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 WALTON NICHOLSON RD, WALTON, KY 41094-9703 |
| Name | Verified Name |
|---|---|
| Address | 6978 BERMUDA DR, BURLINGTON, KY 41005-7806 |
| Document Number | 0000548933 |
|---|---|
| Date | Oct 15, 2010 |
| Instrument | 548933 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Oct 12, 2043 |
The 2025 property tax bill for 6978 Bermuda Dr was $2,630.
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 | $233,900 Land $35,000 Building $198,900 | |
| 2024 | $233,900 (-) Land $35,000 Building $198,900 | ||
| 2023 | $2,678.00 (+2.45%) | $233,900 (-) Land $35,000 Building $198,900 | $233,900 (-) Land $35,000 Building $198,900 |
| 2022 | $2,614.00 | $233,900 Land $35,000 Building $198,900 | $233,900 Land $35,000 Building $198,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6978 Bermuda Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6978 Bermuda Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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