6964 Bermuda Dr, Burlington, KY 41005 Property Records

Boone County property record for 6964 Bermuda Dr, Burlington, KY 41005

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,830 sqft · built 1999
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$203,000 (Jun 2018)
Tax Bill$2,201 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN050.00-13-046.00

Property Details

APN / Parcel Number

Primary APN050.00-13-046.00
Alternative APN
  • 16996

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,830 sqft Finished Area

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Lot Area12,632 sqft (0.289 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address6964 BERMUDA DR
CityBURLINGTON
StateKY
Zip41005-7806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 SEC 3 SUMMERSET FARM
Legal SubdivisionSUMMERSET FARM SUB SEC 03
Legal Lot Number46
JurisdictionBOONE KY
Township / Civil DivisionBURLINGTON
Census Block Group2
Census Block2002
Census Tract70505

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6964 BERMUDA DR, BURLINGTON, KY 41005-7806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 26, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 30, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 6, 2018Warranty Deed, Transfer · FHA Mortgage
VICTORY COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Prior SaleMay 11, 2001 · Amount on Record
Deed Document Number752646
Deed Book / PageD1109 / 558
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address6964 BERMUDA DR, BURLINGTON, KY 41005-7806
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6964 BERMUDA DR, BURLINGTON, KY 41005-7806

Mortgage

Document Number0M4881/303
DateDec 18, 2025
Book PageM4881/303
Instrument1203558
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2055

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address6964 BERMUDA DR, BURLINGTON, KY 41005-7806
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4533/412
DateOct 26, 2021
Book PageM4533/412
Instrument851873
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term322 Months
DueAug 1, 2048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address6964 BERMUDA DR, BURLINGTON, KY 41005-7806
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4381/593
DateNov 30, 2020
Book PageM4381/593
Instrument819620
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueJul 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateJun 6, 2018
Property Address6964 BERMUDA DR, BURLINGTON, KY 41005-7806
Document NumberD1109/558
Book / PageD1109 / 558
Map ReferenceSL 389A
Instrument DateMay 31, 2018
Instrument752646
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyPRIORITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address633 RIVERSHORE DR, 633, BURLINGTON, KY 41005

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6964 BERMUDA DR, BURLINGTON, KY 41005-7806

Mortgage

Document Number752647
DateJun 6, 2018
Instrument752647
Lender
NameVICTORY COMMUNITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,201.00 (-21.03%)$243,700 (-) Land $35,000 Building $208,700
2024$243,700 (-) Land $35,000 Building $208,700
2023$2,787.00 (+2.35%)$243,700 (-) Land $35,000 Building $208,700$243,700 (-) Land $35,000 Building $208,700
2022$2,723.00$243,700 Land $35,000 Building $208,700$243,700 Land $35,000 Building $208,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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