6977 Miami Bluff Dr, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6977 Miami Bluff Dr, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,347 sqft · built 1940
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Owner Names on Record
Last Sale	$420,000 (Jul 2013)
Tax Bill	$19,382 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`527-0010-0096-00`

Property Details

APN / Parcel Number

Primary APN	`527-0010-0096-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,347 sqft Living Area
1st Floor Area	1,247 sqft
2nd Floor Area	1,100 sqft
Upper Floors Area	903 sqft
Basement Area	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	171 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6977 MIAMI BLUFF DR
City	CINCINNATI
State	OH
Zip	45227-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT VERNON 90.76X171.48 IRPT LOT 37 MARIEMONT PT 8 C F STITES PT VAC BLK D PAR 96-97-98 CON
Legal Subdivision	TOWN MARIEMONT
Legal Block	D
Legal Lot Number	37
Jurisdiction	HAMILTON OH
Township / Civil Division	MARIEMONT
Census Block Group	2
Census Block	2004
Census Tract	24800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mariemont Historic District listed 1979 · 182 contributing resources · NRIS 79001862

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	6977 MIAMI BLUFF DR, CINCINNATI, OH 45227-4442
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2013 · Amount on Record
Deed Sale	Jul 10, 2013 · Amount on Record
Prior Sale	Apr 4, 1996 · Amount on Record
Deed Document Number	13-093087
Deed Book / Page	12360 / 00438
Prior Transfer Date	Jul 3, 2013
Prior Transfer Doc	0000093087
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6977 MIAMI BLUFF DR, CINCINNATI, OH 45227-4442
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045552
Date	Apr 12, 2021
Book Page	14394/2044
Instrument	2021-0045552

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mariemont Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,382.00 (+2.26%)	$275,156 (-) Land $139,776 Building $135,380
2024	$18,954.00 (+8.45%)	$275,156 (-) Land $139,776 Building $135,380
2023	$17,477.00 (-10.52%)	$275,156 (+5.61%) Land $139,776 Building $135,380	$786,160 (+5.61%) Land $399,360 Building $386,800
2022	$19,531.00 Homeowner's exemption	$260,541 Land $112,522 Building $148,019
2020			$744,400 Land $321,490 Building $422,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20