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6977 E Cetti Ave, Fresno, CA 93727 Property Records

Fresno County property record for 6977 E Cetti Ave, Fresno, CA 93727

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 2,148 sqft · built 2019
Lot Size0.26 acres (11,303 sqft)
OwnerIndividual Name on Record
Last Sale$516,500 (Aug 2024)
Tax Bill$7,158 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN313-903-09S

Property Details

APN / Parcel Number

Primary APN313-903-09S

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,148 sqft Living Area
1st Floor Area2,148 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Lot Area11,303 sqft (0.26 acres)
Lot Dimensions127 ft deep x 89 ft wide
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address6977 E CETTI AVE
CityFRESNO
StateCA
Zip93727-6048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS4
Legal DescriptionSUR RT LOT 16 OF TRACT NO 5464 BK 88 PGS 39-40
Legal SubdivisionTRACT NO 5464
Legal Tract5464
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group2
Census Block2039
Census Tract1413

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6977 E CETTI AVE, FRESNO, CA 93727-6048
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
KBHS HOME LOANS LLC
Sep 24, 2019Grant Deed, Transfer · Conventional with PMI
KBHS HM LNS LLC
Aug 30, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2024 · Amount on Record
Deed SaleAug 12, 2024 · Amount on Record
Prior SaleSep 24, 2019 · Amount on Record
Deed Document Number202472442
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address6977 E CETTI AVE, FRESNO, CA 93727-6048
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE FRES

Transferred To (Grantee/Buyer)

NameVerified Name
Address6977 E CETTI AVE, FRESNO, CA 93727-6048

Mortgage

Document Number0000168600
DateNov 23, 2020
Instrument2020-0168600
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
AddressIRVING, TX 75039
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateSep 24, 2019
Property Address6977 E CETTI AVE, FRESNO, CA 93727-6048
Document Number0000109819
Instrument DateSep 5, 2019
Instrument109819
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$401.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6977 E CETTI AVE FRESNO CA 937276048, FRESNO, CA 93727-6048

Mortgage

Document Number109820
DateSep 24, 2019
Instrument109820
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 23, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateAug 30, 2019
Property Address6977 E CETTI AVE, FRESNO, CA 93727-6048
Document Number0000098635
Instrument DateAug 1, 2019
Instrument98635
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 19, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$338.25
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6898 E CETTI AVE FRESNO CA 93727, FRESNO, CA 93727

Mortgage

Document Number98636
DateAug 30, 2019
Instrument98636
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictSanger Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$526,830 (+2%) Land $112,200 Building $414,630
2025$7,158.00 (+30.95%)$516,500 (+38.64%) Land $110,000 Building $406,500
2023$5,466.00 (+2.46%)$372,535 Land $99,861 Building $272,674
2022$5,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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