Fresno County property record for 6946 E Cetti Ave, Fresno, CA 93727
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,769 sqft · built 2019 |
| Lot Size | 0.134 acres (5,824 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $372,000 (Mar 2021) |
| Tax Bill | $5,689 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 313-903-06S |
| Primary APN | 313-903-06S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,769 sqft Living Area |
| 1st Floor Area | 1,769 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 5,824 sqft (0.134 acres) |
| Lot Dimensions | 112 ft deep x 52 ft wide |
| Garage Area | 417 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|
| Street Address | 6946 E CETTI AVE |
|---|---|
| City | FRESNO |
| State | CA |
| Zip | 93727-6048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS4 |
| Legal Description | SUR RT LOT 13 OF TRACT NO 5464 BK 88 PGS 39-40 |
| Legal Subdivision | TRACT NO 5464 |
| Legal Tract | 5464 |
| Jurisdiction | FRESNO CA |
| Township / Civil Division | FRESNO |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 1413 |
Source: Fresno County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6946 E CETTI AVE, FRESNO, CA 93727-6048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Jun 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 12, 2021 | Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP |
| Sep 20, 2019 | Grant Deed, Transfer · VA Mortgage KBHS HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on Record |
| Deed Sale | Mar 12, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2019 · Amount on Record |
| Deed Document Number | 202141809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Jul 24, 2026 |
| Property Address | 6946 E CETTI AVE, FRESNO, CA 93727-6048 |
| Document Number | 0000073232 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 202673232 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 6946 E CETTI AVE, FRESNO, CA 93727-6048 |
| Document Number | 0000073232, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202673232 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRESNO CA |
| Property Address | 6946 E CETTI AVE, FRESNO, CA 93727-6048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000074292 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-0074292 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Mar 12, 2021 |
| Property Address | 6946 E CETTI AVE, FRESNO, CA 93727-6048 |
| Document Number | 0000041809 |
| Map Reference | VOL 88 PG 39&40 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021-0041809 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6946 E CETTI AVE, FRESNO, CA 93727-6048 |
| Document Number | 0000041810 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0041810 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Sep 20, 2019 |
| Property Address | 6946 E CETTI AVE, FRESNO, CA 93727-6048 |
| Document Number | 0000108372 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 108372 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 6946 E CETTI AVE FRESNO CA 937276048, FRESNO, CA 93727-6048 |
| Document Number | 108373 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 108373 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
Source: Fresno County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Fresno County |
| Municipality | Fresno City |
| Unified School District | Sanger Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $410,714 (+2%) Land $99,366 Building $311,348 | |
| 2025 | $5,689.00 (+0.73%) | $402,662 (+4.04%) Land $97,418 Building $305,244 |
| 2023 | $5,648.00 (+2.6%) | $387,028 Land $93,636 Building $293,392 |
| 2022 | $5,505.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRESNO serves 545,970 people · EPA ID CA1010007 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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