Howard County property record for 6977 Deep Cup, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,080 sqft · built 1977 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Jan 2022) |
| Tax Bill | $6,729 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-089958 |
| Primary APN | 16-089958 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 089958 |
|---|---|
| Street Address | 6977 DEEP CUP |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 175 7,710 A. 6977 DEEP CUT VIL OWEN BROWN S4 A1 |
| Legal Subdivision | OWEN BROWN |
| Legal Lot Number | 7,175 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 606704 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6977 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jan 12, 2022 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 21, 2018 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Book / Page | 21259 / 21 |
| Transfer Doc | 0000008342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6977 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0199530445 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 19953/445 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 12, 2022 |
| Property Address | 6977 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Document Number | 0212590021 |
| Book / Page | 21259 / 21 |
| Map Reference | MB 27 FO 72 |
| Instrument Date | Dec 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6977 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Document Number | 0002125929 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 21259/29 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 21, 2018 |
| Property Address | 6977 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Document Number | 0181850314 |
| Book / Page | 18185 / 314 |
| Map Reference | MB27 FO72 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,623.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6977 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Document Number | 0018185321 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 18185/321 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,729.00 (+4.57%) Homeowner's exemption | $434,800 (+4.89%) Land $192,100 Building $242,700 | $434,800 (-) Land $192,100 Building $242,700 |
| 2025 | $6,435.00 (+63.08%) Homeowner's exemption | $414,533 (+10.84%) | $434,800 (+16.26%) Land $192,100 Building $242,700 |
| 2023 | $374,000 Land $172,100 Building $201,900 | $374,000 Land $172,100 Building $201,900 | |
| 2022 | $3,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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