Howard County property record for 6973 Deep Cup, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,080 sqft · built 1978 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Sep 2018) |
| Tax Bill | $5,821 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-089915 |
| Primary APN | 16-089915 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,535 sqft (0.173 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 089915 |
|---|---|
| Street Address | 6973 DEEP CUP |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 174 7,535 SQ' 6973 DEEP CUP VIL OWEN BROWN S4 A1 |
| Legal Subdivision | VILLAGE OWEN BROWN |
| Legal Lot Number | 174 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 606704 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6973 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC |
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI EQUITY RSRCS |
| Sep 18, 2018 | Grant Deed, Transfer · Conventional with PMI EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Prior Sale | Jun 23, 2005 · Amount on Record |
| Deed Book / Page | 18369 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6973 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0203360287 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 20336/287 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6973 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 6973 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Document Number | 0201790416 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 20179/416 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6973 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0211050290 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 21105/290 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6973 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Document Number | 0193320005 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6973 DEEP CUP COLUMBIA MD 210454613, COLUMBIA, MD 21045-4613 |
| Document Number | 0193320005 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 019332/000005 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 29, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 18, 2018 |
| Property Address | 6973 DEEP CUP, COLUMBIA, MD 21045-4613 |
| Document Number | 0183690201 |
| Book / Page | 018369 / 000201 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6973 DEEP CUP COLUMBIA MD 210454613, COLUMBIA, MD 21045-4613 |
| Document Number | 183690206 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 018369/000206 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,821.00 (-4.46%) Homeowner's exemption | $447,900 (+4.93%) Land $191,400 Building $256,500 | $447,900 (-) Land $191,400 Building $256,500 |
| 2025 | $6,093.00 (+51.79%) Homeowner's exemption | $426,867 (+10.93%) | $447,900 (+16.4%) Land $191,400 Building $256,500 |
| 2023 | $384,800 Land $171,400 Building $213,400 | $384,800 Land $171,400 Building $213,400 | |
| 2022 | $4,014.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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