6977 189th St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 6977 189th St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,016 sqft · built 1980
Lot Size	0.614 acres (26,746 sqft)
Owner	Individual Name on Record
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0112-6484-0024`

Property Details

APN / Parcel Number

Primary APN	`22808-0112-6484-0024`
Alternative APN	`034 1057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
Basement Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Roof Material	Asphalt
Lot Area	26,746 sqft (0.614 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034 1057
Street Address	6977 189TH ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISSOTA WOODS ADDITION LOT 24 & PRT OF LOT 9 OF ESTATES OF WISSOTA WOODS BEG @ NW COR; S 5 D E 125', N 89 D E 14', N 5 D W 12
Legal Range	08W
Legal Township	28N
Legal Section	01
Legal Subdivision	WISSOTA WOODS ADDITION
Legal Lot Number	9,24
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2004
Census Tract	10700

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6977 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2024	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION
Mar 16, 2017	Intrafamily Transfer, Transfer MIDWEST PRFD TITLE, MIDWEST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024
Deed Sale	Oct 10, 2024
Prior Sale	Oct 10, 2024
Deed Document Number	0000954473
Last Transfer Date	Nov 18, 2024
Transfer Doc	0000955534
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 10, 2024
Property Address	6977 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Document Number	0000954473
Instrument Date	Oct 8, 2024
Instrument	954473
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6977 189TH ST, CHIPPEWA FALLS, WI 54729-6413

Mortgage

Document Number	0000954474
Date	Oct 10, 2024
Instrument	954474

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	6977 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934467
Date	Aug 2, 2022
Instrument	934467

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHIPPEWA WI
Recording Date	Mar 16, 2017
Property Address	6977 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Document Number	0000865431
Instrument Date	Mar 10, 2017
Instrument	865431
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6977 189TH ST, 6977, CHIPPEWA FALLS, WI 54729-6413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Lafayette Town
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,040.00 (+29.47%) Homeowner's exemption	$272,000 (-) Land $35,100 Building $236,900	$371,300 (+33.95%)
2023	$2,348.00 Homeowner's exemption	$272,000 Land $35,100 Building $236,900	$277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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