6961 189th St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 6961 189th St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,572 sqft · built 1978
Lot Size	0.573 acres (25,003 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`22808-0112-6484-0023`

Property Details

APN / Parcel Number

Primary APN	`22808-0112-6484-0023`
Alternative APN	`034 1056`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Bi-Level
Roof Material	Asphalt
Lot Area	25,003 sqft (0.573 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034 1056
Street Address	6961 189TH ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISSOTA WOODS ADDITION LOT 23
Legal Range	08W
Legal Township	28N
Legal Section	01
Legal Subdivision	WISSOTA WOODS ADDITION
Legal Lot Number	23
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2004
Census Tract	10700

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6961 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	6961 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000965902
Date	Dec 10, 2025
Instrument	965902

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	6961 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000928207
Date	Jan 24, 2022
Instrument	928207

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Lafayette Town
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (+4.46%) Homeowner's exemption	$247,000 (-) Land $33,800 Building $213,200	$275,600 (+9.5%)
2023	$2,109.00 Homeowner's exemption	$247,000 Land $33,800 Building $213,200	$251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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