Mobile County property record for 6975 Bay Rd, Mobile, AL 36605
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,654 sqft · built 1991 |
| Lot Size | 1.3 acres (57,225 sqft) |
| Owner | Trust Name on File |
| Last Sale | $185,000 (Jul 2017) |
| Tax Bill | $2,510 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R023901010005034 |
| Primary APN | R023901010005034 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Upper Floors Area | 348 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 57,225 sqft (1.3 acres) |
| Lot Dimensions | 763 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 420 sqft |
| Deck Area | 120 sqft |
| Patio Area | 528 sqft |
| Utility Building | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1270056 |
|---|---|
| Old Parcel Number | R023901010005034 |
| Street Address | 6975 BAY RD |
| City | MOBILE |
| State | AL |
| Zip | 36605-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE N 75 FT OF LOT 20 BLK 3 BAY DIVISION HOLLINGERS ISLAND MBK 3/153-154 #SEC 01 T6S R1W #MP39 01 01 0 005 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 01 |
| Legal Subdivision | HOLLINGERS IS |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 7000 |
6975 Bay Rd is owner-occupied and held in a trust since August 2022.
Source: Mobile County records, as of December 22, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6975 BAY RD, MOBILE, AL 36605-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Warranty Deed, Transfer |
| Dec 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP |
| Jul 14, 2017 | Warranty Deed, Construction Loan · Construction Mortgage CENTURY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on File |
| Deed Sale | Jul 14, 2017 · Amount on File |
| Prior Sale | Jul 14, 2017 · Amount on File |
| Deed Document Number | 0000039808 |
| Deed Book / Page | 7531 / 1745 |
| Last Transfer Date | Aug 5, 2022 |
| Transfer Doc | 0000051975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 5, 2022 |
| Property Address | 6975 BAY RD, MOBILE, AL 36605-9694 |
| Document Number | 0000051975 |
| Map Reference | MB 199 PG 80 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022051975 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 10238 PADGETT SWITCH RD, IRVINGTON, AL 36544-3564 |
| Name | Verified Name |
|---|---|
| Address | 11582 BLUFF LN, GULFPORT, MS 39503-6100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 6975 BAY RD, MOBILE, AL 36605-9694 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000067776 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 7582/0334 |
| Instrument | 2017067776 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRHOPE, AL 36532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 14, 2017 |
| Property Address | 6975 BAY RD, MOBILE, AL 36605-9694 |
| Document Number | 0000039808 |
| Book / Page | 7531 / 1745 |
| Map Reference | MB 3 PG 153-154 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 2017039808 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5963 COLDOVA CT, 5963, MOBILE, AL 36609 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6975 BAY RD, MOBILE, AL 36605-9694 |
| Document Number | 0000039809 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 2017039809 |
| Name | CENTURY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Aug 11, 2018 |
The 2025 property tax bill for 6975 Bay Rd was $2,510, up 2.2% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,510.00 (+2.16%) | $25,880 (+2.13%) Land $11,410 Building $14,470 | $258,800 (+2.13%) Land $114,100 Building $144,700 |
| 2024 | $2,457.00 (+10.58%) | $25,340 (+10.61%) Land $11,410 Building $13,930 | $253,400 (+10.61%) Land $114,100 Building $139,300 |
| 2023 | $2,222.00 | $22,910 Land $12,490 Building $10,420 | $229,100 Land $124,900 Building $104,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6975 Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 136 (1979–2025) |
| Claims Outside the SFHA | 26 of 136 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6975 Bay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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