6970 Bay Rd, Mobile, AL 36605 Property Records

Mobile County property record for 6970 Bay Rd, Mobile, AL 36605

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,617 sqft
Lot Size	4.31 acres (187,744 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Feb 2022)
Tax Bill	$661 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R023901010005031`

Property Details

APN / Parcel Number

Primary APN	`R023901010005031`
Alternative APNs	`39 01 01 0 005 031.XXX` `01270029` `1270029`

Interior

Full Baths	1 Bath

Exterior

Lot Area	187,744 sqft (4.31 acres)
Quonset Hut	1,200 sqft

Location & Zoning

Account Number	1270029
Street Address	6970 BAY RD
City	MOBILE
State	AL
Zip	36605-9646
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT A RESUB OF LOT 31, BLOCK 6 ISLAND FARMS, HOLLINGERS ISLAND MBK 129/105
Legal Range	06S
Legal Township	06S
Legal Section	01
Legal Subdivision	HOLLINGERS IS
Legal Block	6
Legal Lot Number	31,A
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	1
Census Block	1011
Census Tract	7000

Owner

6970 Bay Rd is owned by two individuals who bought it in February 2022.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6266 BAYOU RD, MOBILE, AL 36605-9788
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	20229544
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 17, 2017
Property Address	6970 BAY RD, MOBILE, AL 36605-9646
Document Number	0000039971
Book / Page	007532 / 000437
Instrument Date	Jul 14, 2017
Instrument	39971
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6970 BAY RD MOBILE AL 366059646, MOBILE, AL 36605-9646

Mortgage

Document Number	39972
Date	Jul 17, 2017
Book Page	007532/000440
Instrument	39972

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6970 Bay Rd was $661, down 1.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00 (-1.49%)	$13,640 (-1.45%) Land $10,920 Building $2,720	$68,200 (-1.45%) Land $54,600 Building $13,600
2024	$671.00 (+32.09%)	$13,840 (+32.06%) Land $11,120 Building $2,720	$69,200 (+32.06%) Land $55,600 Building $13,600
2023	$508.00	$10,480 Land $8,560 Building $1,920	$52,400 Land $42,800 Building $9,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6970 Bay Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	136 (1979–2025)
Claims Outside the SFHA	26 of 136
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 88 claims Hurricane Ivan, Sep 2004 · 6 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6970 Bay Rd is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 97.4% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20